Business Details
Commercial Insurance Solutions for Every Industry
Since our founding, we've established ourselves as a trusted partner in the insurance industry, dedicated to delivering customized risk management solutions tailored to meet the unique needs of each client. Our expertise spans multiple sectors including commercial, transportation, healthcare, hospitality, non-profit, and professional services. With our corporate headquarters in Sacramento, California, we combine local knowledge with nationwide capabilities to serve businesses of all sizes. Our team of insurance professionals brings decades of experience in construction insurance, having specialized in this field for over 30 years, and maintains deep expertise in transportation insurance through two decades of focused service. We pride ourselves on developing comprehensive coverage strategies that protect our clients' operations while securing competitive pricing in the marketplace.Our specialized programs for healthcare providers, including home health agencies and assisted living facilities, demonstrate our commitment to addressing industry-specific risks. Through our participation in the California Trucking Association's Carriers Choice program, we offer exclusive health insurance solutions to transportation industry members. Our dedication to professionalism is evident in our approach to professional liability insurance, covering accountants, attorneys, dental professionals, and other regulated industries with policy limits up to $15 million. Every service we provide reflects our core mission: helping business owners protect what matters most while navigating complex risk environments.
Services
Commercial Insurance
Transportation Insurance
Healthcare Insurance
Non-Profit Insurance
Professional Liability Insurance
Employee Benefits
Construction Insurance
Hospitality Insurance
Highlights and features
- Specialized expertise in construction insurance with over 30 years of industry experience
- Comprehensive transportation insurance programs for operators of all fleet sizes
- Dedicated non-profit insurance solutions through our exclusive carrier partnerships
- Tailored healthcare facility coverage addressing industry-specific risk exposures
- Specialized professional liability insurance with $15 million policy limits
Services
Construction Insurance
Comprehensive risk management solutions for general contractors and subcontractors. Our programs include package liability, workers' compensation, property insurance, inland marine coverage, and pollution liability. With over 30 years specializing in construction industry insurance, we provide tailored protection that addresses design errors, completed operations risks, and equipment needs while securing competitive market pricing for clients of all sizes.
Transportation Insurance
Specialized insurance programs for transportation industry operators from owner-operators to large fleets. Coverage options include auto liability, cargo protection, hazardous materials insurance, and fleet management solutions. Our two decades of industry-specific experience ensure clients receive comprehensive protection for local and long-haul operations, with customized programs that address regulatory compliance and operational risks across diverse commodity transport scenarios.
Healthcare Insurance
Tailored insurance programs for healthcare providers including home health agencies, assisted living facilities, skilled nursing centers, and durable medical equipment providers. Our comprehensive coverage includes general liability, workers' compensation, directors & officers liability, and non-owned auto insurance. These specialized programs address industry-specific risks while ensuring compliance with healthcare regulations and protecting against patient care-related exposures.
Professional Liability Insurance
Risk management solutions protecting professional service providers against claims of negligence or inadequate work. Our policies cover accountants, attorneys, dental professionals, architects, and engineers with features like defense cost coverage, personal injury protection, and full severability clauses. With policy limits up to $15 million, we provide financial protection against professional mistakes while including unique extensions like 60-day discovery clauses and employment practices liability coverage.
Employee Benefits Programs
Comprehensive employee benefits solutions including medical, dental, vision, disability, and retirement plans. Our services extend to benefits package analysis, implementation support, and HR administration software solutions. Through the Carriers Choice program, we provide California Trucking Association members with access to fully insured HMO and PPO medical plans, guarantee issue coverage, and composite rating structures that ensure affordability while simplifying employer compliance responsibilities.
Questions
What industries does MBA Alliance specialize in?
We specialize in construction, transportation, healthcare, hospitality, non-profit organizations, and professional services insurance with tailored risk management solutions for each sector.
Do you offer healthcare insurance programs for transportation companies?
Yes, our Carriers Choice program provides health, dental, vision, and life insurance specifically for California Trucking Association members with guaranteed issue coverage and composite rating.
What professional liability coverage limits do you provide?
Our professional liability insurance offers policy limits up to $15 million with coverage for defense costs, personal injury claims, and employment practices liabilities.
Can small construction companies get insurance through MBA Alliance?
We provide scalable insurance solutions for construction businesses of all sizes, including package liability, workers' compensation, and equipment coverage with competitive pricing.
Do you offer customized insurance for non-profit organizations?
Yes, our Non-Profit Select Program partners with top carriers to deliver comprehensive coverage tailored to non-profits of all sizes across the United States.
What employee benefits services do you provide?
We offer complete employee benefits administration including medical plans, retirement solutions, COBRA administration, HR software, and compliance support for businesses of all sizes.
