Dear 1st Choice Members, thank you for bearing with during these uncertain time. We are continuing to follow the recommendations from the CDC to help prevent the spread of disease and hope that you are doing the same. We offer a wide variety of services to meet the needs of our members. Find the nearest 1st Choice Credit Union ATM, learn how to reach Dr. Cash, our 24-hour telephone response system, or how order new checks.
Member Services has what you're looking for. When it's time to replace your car, buy a new home or borrow money for whatever reason, 1st Choice Credit Union has what it takes. Come to us for mortgage and auto loans, home equity loans and more.
Member Services has what you're looking for. When it's time to replace your car, buy a new home or borrow money for whatever reason, 1st Choice Credit Union has what it takes. Come to us for mortgage and auto loans, home equity loans and more.
Services
About Us
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1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization's name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta's historic Auburn Avenue.
Locations & Hours
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We are a part of a larger network of credit unions across metro-Atlanta that offers access to members to meet their banking needs. You can visit any of the participating credit unions to make deposits, cash withdrawals, loan payments and account transfers. Check your balance, transfer funds and get other account information anytime, anyplace with VICKI - VIrtual Cash Knowledge & Insights our automated phone service.
Who Can Join
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1st Choice Credit Union provides all the benefits of a member-owned financial institution to employees, retirees and former employees of the groups listed below (members of an employee's immediate family or household members are also eligible to join). We are constantly adding groups to our credit union family in an effort to meet the financial needs of all those who desire credit union membership.
Checking & Savings
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A personal checking or savings account at 1st Choice Credit Union helps you to reach your money management goals by providing the right access to your money at all the right times. 1st Choice Credit Union offers personal checking and savings options designed for each stage of your life. Our team is committed to being your partner and recommending solutions that will help make you money, save you money, save you time and provide convenience.
Personal Banking
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Share Draft Checking offers no monthly service fees (with direct deposit), no minimum balance and no per-check charges. Money Market Checking provides dividend earnings on your balances, no per-check charges and no monthly fees (with direct deposit) with an average daily balance of between $1,000 and $10,000.
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