Business Details
33 Years
experience
Trusted Retirement Planning Services in Clearwater
Peterson Wealth Management is a Clearwater-based independent financial planning practice dedicated to comprehensive retirement planning and investment management. Since 1993, we have specialized in guiding individuals and families through the complexities of retirement, offering tailored strategies that balance immediate enjoyment with long-term security. Our team focuses exclusively on retirement transitions, leveraging deep expertise in tax strategy, withdrawal sequencing, and longevity planning. We prioritize independence, ensuring advice remains client-centric through our partnership with Raymond James Financial Services.With a father-son leadership team and a certified professional staff, we provide continuity and experience, having navigated market crashes, recessions, and evolving financial landscapes. Our approach combines the resources of a Fortune 500 firm with personalized service, emphasizing transparency, fiduciary responsibility, and steady guidance through life's uncertainties. We serve clients seeking simplicity, stability, and a trusted partner to coordinate their financial life's moving parts.
Services
Retirement Planning
Investment Management
Tax Strategy
Estate Planning
Social Security Optimization
Details
- Year established: 1993
Highlights and features
- We specialize exclusively in retirement planning with 40+ years of combined experience.
- Our father-son team provides continuity and personalized financial strategies.
- We operate under a fiduciary standard, prioritizing client interests above all.
- We leverage Raymond James' institutional resources while maintaining independence.
- We prepare for market uncertainties through stress-tested retirement income models.
Associations and certifications
- CFP
- CIMA
What people say
Expert retirement guidance
Personalized strategies
Fiduciary responsibility
Market resilience
Continuity of service
Services
Retirement Planning
We develop customized retirement income plans addressing Social Security optimization, tax-efficient withdrawals, and longevity risk. Our approach balances current enjoyment with future security through evidence-based strategies. Clients receive coordinated guidance on healthcare costs, estate planning, and legacy goals.
Investment Management
Our tax-aware investment strategies focus on long-term growth and risk management for retirees. We implement disciplined portfolio designs tailored to individual cash flow needs and market conditions. Services include asset allocation, risk assessment, and performance monitoring with Raymond James' institutional resources.
Tax Strategy
We specialize in minimizing tax liabilities during retirement through strategic withdrawal sequencing and Roth conversion analysis. Our planning addresses tax implications across multiple account types and evolving regulations. Clients receive proactive guidance on managing tax burdens throughout market cycles.
Estate Planning
Our legacy planning services coordinate financial arrangements for wealth transfer and family needs. We address estate tax considerations, beneficiary designations, and legal documentation requirements. The process ensures clients' wishes are preserved while maintaining retirement income stability.
Social Security Optimization
We analyze optimal claiming strategies to maximize Social Security benefits within overall retirement plans. Our approach considers spousal benefits, tax implications, and break-even timelines. Clients receive data-driven recommendations aligned with their specific financial circumstances and retirement timelines.
People
Tom Peterson
Lead Advisor
CFP professional with 8 years specializing in retirement planning. Coordinates income strategies, healthcare decisions, and legacy planning. Holds Finance degree from University of Central Florida. Joined family practice in 2016 after Franklin Templeton experience.
Brian Peterson
Founder
40-year industry veteran and CFP since 1993. Portfolio strategist with CIMA designation from Wharton. Focuses on tax-aware investment execution. Founded firm in 1993 to help families navigate retirement transitions with evidence-based strategies.
Amanda Erven
Client Service Manager
Manages day-to-day operations with finance degree from Florida State University. Brings trust administration background to ensure timely client support. Coordinates office logistics to maintain planning team efficiency since joining practice.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement income planning, tax strategy, Social Security optimization, investment management, and estate planning tailored to individual cash flow needs and long-term goals.
Are you fiduciary financial advisors?
Yes, as Investment Advisor Representatives we follow a fiduciary standard to act in your best interests at all times, with no product sales incentives or corporate quotas.
How do you handle investment management?
We implement tax-aware, evidence-based portfolio strategies using Raymond James' institutional resources while maintaining personalized client control and disciplined risk management approaches.
What credentials do your advisors hold?
Our team includes CERTIFIED FINANCIAL PLANNERS and CIMA-designated professionals with decades of combined retirement planning experience and ongoing fiduciary training commitments.
How are your services priced?
We use transparent fee structures based on assets under management. Specific pricing details are discussed during our initial consultation to ensure alignment with your financial planning needs.
Do you work with out-of-state clients?
While based in Florida, we serve clients nationwide through virtual meetings and coordinated financial planning, adhering to state registration requirements for investment advisory services.
Reviews (4)
Chris Markowitz
May 29, 2021
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Positive:Professionalism,Responsiveness
I'm a novice with money things. I like the way my questions and concerns are answered in a way that even I can understand.
I'm a novice with money things. I like the way my questions and concerns are answered in a way that even I can understand.
Louis Sores
Apr 20, 2021
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Positive:Professionalism,Responsiveness
I wish I started working with this group 20 years ago.
I wish I started working with this group 20 years ago.
Claire McClaister
Feb 12, 2021
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Positive:Professionalism
Jess always explains things in a clear and relatable manner. His advice also helps me come to a better decision.
Jess always explains things in a clear and relatable manner. His advice also helps me come to a better decision.
Fir Las
Jun 02, 2020
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I had an account with them for 20 years. When I decided to leave they treated me very poorly. I'm disappointed that after 20 years and no conflict with them they decided to act this way. They are petty, not professional.
