Business Details
Your Trusted Financial Partner in Ohio
At Credit Union of Ohio, we are dedicated to empowering our members through personalized financial solutions and unwavering community commitment. With decades of experience serving Ohio residents, we offer a comprehensive range of services including competitive auto loans, mortgage programs, personal financing options, and VISA credit/debit card solutions. Our team of financial experts prioritizes member success stories like Victor B.'s $6,100 savings through auto loan refinancing, demonstrating our focus on tangible benefits. We provide 24/7 account security measures against spoofing scams while maintaining surcharge-free ATMs nationwide. Through financial education initiatives and the Steve Stoffel Memorial Scholarship, we actively invest in our community's future.Our digital banking platform enables seamless transactions and travel notifications, ensuring convenience without compromising security. With multiple branch locations and shared branching capabilities, we combine local accessibility with modern financial tools. Our commitment to transparency is evident in clear rate disclosures like the 5.29% APR introductory offers with defined processing fees. As a member-owned institution, we measure success through the financial well-being of our clients, not just transactional metrics.
Services
Auto Loans
Mortgage Loans
Personal Loans
Credit Cards
Home Equity Loans
Student Loans
RV/Boat Financing
Financial Education
Highlights and features
- We offer competitive loan rates with transparent fee structures
- Our digital banking platform provides 24/7 account management
- We maintain surcharge-free ATM access nationwide
- Our financial education programs help prevent fraud victimization
- Member success stories demonstrate tangible savings outcomes
What people say
Save over $6,100
Refinance at better terms
No hidden fees
Quick approval process
Member-centric approach
Services
Auto Loans
We provide competitive auto loan options with flexible terms for new and used vehicle purchases. Our refinancing program helps members like Victor B. save over $6,100 by reducing interest rates from 12.4% to 5.24% APR. Digital application processes and personalized rate quotes make financing accessible while maintaining local branch support for Ohio residents.
Mortgage Loans
Our mortgage solutions help members achieve homeownership dreams with various loan programs and preapproval options. The service includes guidance through the entire mortgage process from rate selection to closing, with access to specialized home equity loan products that offer financial flexibility beyond traditional home improvement purposes.
Personal Loans
Designed for life's unexpected expenses, our personal loans offer quick access to funds with transparent rate structures. Current promotions include 5.29% APR introductory rates with clear fee disclosures ($225 processing fee at 5.55% APR). These unsecured loans provide financial solutions for emergencies, vacations, or debt consolidation needs.
Credit Cards
We offer VISA credit and debit card options with benefits tailored to different spending needs. Features include cash back rewards, fraud protection, and travel notification services to prevent transaction disruptions. Cardholders can manage accounts through secure online banking and mobile app platforms with real-time transaction monitoring.
Financial Education
Our educational resources focus on financial literacy and fraud prevention, including four key strategies to protect against modern scams. Services cover identity protection, secure online transactions, and email/text verification practices. We provide tools to help members make informed financial decisions and recognize potential threats.
Questions
What loan options are available for vehicle purchases?
We offer competitive auto and motorcycle loans with refinancing options that have helped members save thousands. Current APR rates start at 5.29% with transparent fee structures.
How can I protect my account from fraud?
We recommend four key security measures: enable transaction alerts, never share login credentials, verify suspicious calls through official channels, and use secure networks for online banking.
What mortgage programs do you offer?
Our mortgage solutions include traditional home loans, jumbo mortgages, and home equity products. We provide preapproval processes and specialized programs for first-time homebuyers across Ohio.
How do I notify the credit union about travel plans?
Call us at 800-443-5698 or send a secure message through Online Banking with your travel dates and card numbers to prevent transaction blocks while traveling.
What financial education resources are available?
We provide scam prevention guides, budgeting tools, and financial literacy programs including our four-step fraud protection framework and identity security best practices.
How can I access my accounts outside business hours?
Our online banking and mobile app platforms offer 24/7 account access with features like mobile check deposit, bill payment, and real-time transaction monitoring.
Reviews (5)
John Wisse
Nov 14, 2021
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Always polite, professional and leaving nothing to want in your credit union customer experience. Thx team.
Rose Edwards
Apr 23, 2021
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I Have Been A Member For Over 20yrs Now, Proud Member & Great Credit Union , Always Helpful, Quick Service, Always Feel The Personal Attentiveness They Show Me Thank You Gina Blalock & Jenn Hatfield
Cheryl Brown
Apr 02, 2021
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Normally, I enjoy my time going into talking with everyone & depositing a check. But today was horrible! They would not cash a personal financial check made out to me! So I am disgusted with your institution. I am very concerned you will not let me have access to my account when needed. And stop changing what needs to be on my own check, in order to have it deposited! Yuk. Dont know if I am going to stay with you guys
Jonathan Anglin
Feb 27, 2021
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You don't care about how much people know till you know how much they care. Thank you CUof Ohio for caring for kids when it comes to offering tools that teach good healthy money habits!
S. C.
Dec 28, 2020
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The worst financial institution in terms of credit union banking I have ever dealt with. Operates much more like a greedy, vindictive, predatory corporate bank than a local CU. Other CUs offer customers courtesy, appreciation and protection that banks do not. Not this CU. Not even for their long time customers whose money they have grown their business off of. Punishments galore with zero rewards- even during this global covid crisis. AVOID.
