Business Details
34 Years
experience
Trusted Workers' Compensation Insurance in Lawrenceville, GA
Founded in 1992 by healthcare providers seeking affordable workers' compensation solutions, Health Care Mutual has established itself as a trusted partner for healthcare and social service organizations. Our policyholder-owned structure ensures decisions prioritize member needs while maintaining financial stability. With a dedicated team of underwriters, claims specialists, and loss control experts, we deliver personalized service through Georgia-based independent agents.Our conservative management approach combines rigorous underwriting standards with proactive safety programs tailored to high-risk sectors. By reinvesting profits into association advocacy and education, we strengthen the communities we serve while maintaining A.M. Best A-rated reinsurance protection. Our comprehensive services include job site surveys, return-to-work programs, and in-house bill review with discounted fee schedules.
Services
Workers' Compensation Coverage
Loss Control Services
Claims Management
Nurse Case Management
Payment Plans
Details
- Year established: 1992
Highlights and features
- We offer competitive, stable pricing with flexible payment plans
- Our coverage includes A.M. Best A-rated reinsurance protection
- We maintain rigorous underwriting standards for member stability
- We provide aggressive claims handling with subrogation recovery
- We deliver free professional loss control services tailored to healthcare
Services
Workers' Compensation Coverage
Specialized insurance protection for healthcare and social service organizations against work-related injury claims. Our policyholder-owned structure ensures cost stability through conservative risk management. Coverage includes medical expenses, wage replacement, and legal defense with access to A.M. Best A-rated reinsurance.
Loss Control Services
Customized risk mitigation programs delivered by certified safety professionals. Services include facility safety audits, OSHA compliance guidance, and staff training tailored to healthcare environments. Our proactive approach helps reduce workplace injuries and lower insurance costs through evidence-based safety improvements.
Claims Management
Comprehensive claims administration with dedicated adjusters and nurse case managers. We implement return-to-work programs, medical cost containment strategies, and subrogation recovery to minimize claim impact. Our in-house bill review ensures compliance with discounted fee schedules while maintaining quality care.
Nurse Case Management
Registered nurses coordinate medical treatment for injured workers to ensure appropriate care and timely recovery. Our case managers facilitate communication between providers, employers, and employees while monitoring treatment progress to optimize return-to-work outcomes.
Payment Plans
Interest-free payment options with monthly payroll reporting flexibility. Our billing solutions accommodate varying organizational needs while maintaining compliance with state regulations. Payment plans help organizations manage cash flow without compromising coverage quality or service standards.
People
Amanda Bray
Senior Underwriter
Experienced underwriting professional with specialized knowledge in healthcare workers' compensation. Provides expert risk assessment and policy development for assisted living and home care providers.
Dawn King
Senior Claims Representative
Claims management specialist with extensive experience handling complex workers' compensation cases in the healthcare sector. Focuses on efficient resolution and cost containment strategies.
Larry Walker
Marketing Manager
Insurance marketing expert with deep understanding of Georgia's healthcare provider landscape. Develops targeted solutions to meet evolving workers' compensation needs for social service organizations.
Amy Salmon
Chief Operating Officer
Operations leader overseeing day-to-day management of policyholder services. Ensures implementation of conservative financial practices while maintaining personalized service standards for member organizations.
Paula DeBrosse
Nurse Case Manager
Registered nurse specializing in occupational injury management. Coordinates medical care and return-to-work programs for injured workers while maintaining communication between all stakeholders.
Questions
What types of organizations qualify for coverage?
We serve healthcare providers and social service organizations including assisted living facilities, home care agencies, hospices, and developmental disability service providers across Georgia.
How do payment plans work?
We offer interest-free payment options with flexible monthly payroll reporting. Contact our accounting team for specific billing arrangements tailored to your organization's needs.
What loss control services are included?
Our complimentary services include facility safety audits, OSHA compliance assistance, and customized training programs developed by certified safety professionals for healthcare environments.
How are claims handled?
Dedicated adjusters manage claims with return-to-work programs, medical cost containment, and subrogation recovery. Nurse case managers coordinate treatment for injured workers to optimize recovery outcomes.
Is coverage available statewide?
Yes, we provide workers' compensation insurance throughout Georgia through our network of independent insurance agents specializing in healthcare provider coverage.
