United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates and better than average earnings on savings.
A Credit Union is a not for profit Financial Institution whose mission is to provide financial stability and leadership to it's community and those members that they serve. A Board Of Directors establishes policies and is directly responsible for the Credit Union.
A Credit Union is a not for profit Financial Institution whose mission is to provide financial stability and leadership to it's community and those members that they serve. A Board Of Directors establishes policies and is directly responsible for the Credit Union.
Services
E-Services
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At United Local we strive to bring you the convenience and ease that you deserve! With our full line of E-Services you can access a wide range of services whether at home or on the go, 24/7! Deposits received on a business day before 10:00am will be available by 11:15am that same business day. Deposits received on a business day between 10:00am and 4:00pm will be available by 5:15pm that same business day.
Become a Member
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To become a member of United Local Credit Union all you need to do is open a Savings Account with a $5.00 deposit and pay a one-time $25.00 Membership Fee. This makes you eligible for the many other benefits and services provided by United Local Credit Union. Formed in 1953, United Local Credit Union is federally insured by the National Credit Union Administration Share Insurance fund (NCUSIF).
Auto Loans - Rates
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Looking for a new car or truck? At United Local you can finance up to 100% of the purchase price plus tax and warranty and we offer competitive rates. Looking for a pre-owned car or truck? Whether you are purchasing from a dealer or individual, you can get pre-approved at United Local with the best rates around.
Personal Loans - Rates
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Need quick cash for all the unsuspecting things in life throws at you? You can get approved for a personal line of credit with United Local and use the money as you need it. Have peace of mind that your checking account is protected with United Local's low rate check protect line of credit. Set up your loan with us on auto pay from any other institution, and never worry about being late again!
Home Loans
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If you have any questions concerning homeowner's availability of housing counseling, please contact the collection department as soon as possible at 559-227-8329 x118. Free assistance from HUD-approved housing counseling agencies is available to you. Please call HUD, Department of Housing and Urban Development at 800-225-5342 or 559-487-5033.
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