Business Details
Your Trusted Partner for Financial Solutions in Harrisburg, PA
PA Central Federal Credit Union has been dedicated to providing comprehensive financial solutions to our members since our founding. Our team of experienced professionals specializes in delivering personalized banking services, including high-yield checking accounts, competitive loan programs, and innovative digital banking tools. We prioritize member satisfaction through transparent practices, community engagement, and a commitment to financial education.Our services are designed to meet diverse needs, from everyday banking to major life investments, while maintaining the highest standards of security and compliance. With multiple branch locations and 24/7 digital access, we ensure convenience without compromising the personalized touch that defines our institution.
Services
Auto Loans
Home Equity Loans
Digital Banking
Credit Cards
Debit Cards
Financial Education
Zelle Payments
Mobile Banking
Loan Applications
Credit Sense Tools
Highlights and features
- We offer high-yield checking accounts with up to 3.04% APY.
- Our digital banking tools provide 24/7 account access and security features.
- Competitive loan rates include home equity loans at limited-time low rates.
- Experienced staff delivers personalized service with decades of community expertise.
- We prioritize financial education and fraud prevention resources for members.
What people say
Excellent customer service
Friendly staff
Accurate transactions
Quick response times
Positive experience
Services
Auto Loans
PA Central offers competitive auto loan programs with flexible terms for new and used vehicles. Our low APR options help members purchase cars without financial strain. Experienced loan officers guide you through the process to find the best fit for your budget.
Home Equity Loans
Limited-time fixed-rate home equity loans provide funds for major purchases or debt consolidation. We offer personalized consultations to help members leverage their home equity responsibly while maintaining financial stability.
Digital Banking
24/7 digital banking tools include bill pay, account management, and security features like card controls. Our platform ensures convenient access to financial services while protecting your information with advanced encryption technology.
Credit Cards
Contactless VISA credit cards with rewards programs and credit-building tools help members manage expenses effectively. Features include mobile wallet integration, credit limit adjustments, and fraud protection services.
Financial Education
We provide free resources like Money IQ and financial calculators to improve money management skills. Our educational programs cover budgeting, fraud prevention, and credit health to empower informed financial decisions.
Questions
How do I become a member?
Visit our website to complete an online application or contact any branch location. Membership requires meeting eligibility criteria and providing necessary identification documents.
What loan rates are currently available?
Current rates include home equity loans at limited-time low fixed rates and vehicle refinancing starting at 4.99% APR for qualified members.
Is digital banking secure?
Yes, our digital banking platform uses multi-factor authentication and encryption to protect your accounts while offering convenient features like card controls and Zelle payments.
How can I protect my account?
Use strong passwords, enable multi-factor authentication, monitor account activity regularly, and report suspicious communications immediately through our official contact channels.
What are branch hours?
Main office hours are Monday-Friday 8:30am-5pm. Additional branches have varying hours - check our website for specific locations and schedules.
Reviews (1)
William Becker
Jun 04, 2018
Report
I would definitely not choose this credit union. When I took a loan out for my car I had my own insurance at $1000 deductible. I was never told I needed the $500 deductible. I was told I received paperwork about this, but I did not! I got a phone call shortly after and I change to $500 deductible. At the end of the contract I called to pay off and was told I still owed $644. They said they purchased the $500 thru there insurance so I was covered. I already had insurance! I never received paperwork on insurance either. These costs were only brought out at the end of the contract- typical
