To foster economic democracy through this Credit Union; to bring the ideal of economic freedom to our Credit Union Members to the end that the use of money be based upon the beneficial needs of Members and not upon greed; and to bring those higher conceptions of a more perfect economic life which will truly be of the people, by the people, and for the people.
Services
Temporary lobby closing
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The rest of the week the drive through will be open 8 a.m. to 4 p.m. Please bear with us as we will be serving you with less than 1/2 of our normal staff. As always, we will answer phones and take care of your needs, but please be patient. If you can be helped via email, please send your message to memberserv@hgecu.com or roki@hgecu.com.
Loans
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When you find the right vehicle, we will check NADA (National Automobile Dealers Association) for the value of the vehicle to help you get the best deal. We offer Guaranteed Auto Protection Plus (GAP Insurance), assuring you that your investment is safe. GAP will pay off any remaining balance on your auto loan if your vehicle is deemed a total loss.
Personal Loans
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Simple interest Signature Loans can be used for whenever life happens, including unexpected expenses or taking an exotic trip. You can use your HGECU shares as collateral to help reduce your interest rate. Credit Disability Insurance is also available. The insurance will pay your loan while you are disabled and is added as a premium to your monthly loan payment.
Deposit Accounts
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The Share Savings Account is a typical savings account and requires $5 to open. Checking account holders can access Share Savings accounts at ATMs nationwide with no fees. ATM cards are available for Share Savings account holders who do not have an attached checking account. This can be used for any reason you may need it.
Checking
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Federally insured to at least $250,000 and backed by the National Credit Union Administration (NCUA). If your account falls below $300 at any time during the month, there is a $5 charge that will be applied on the last day of the month. Members 65 and over take advantage of our no service fee for checking accounts.
