Business Details
Your Trusted Partner for Financial Planning Solutions
Carminucci Wealth Management is a full-service financial consulting agency that partners with LPL Financial to deliver personalized investment management and financial planning solutions. Our team utilizes modern techniques while maintaining traditional ethics, focusing on individual client needs with uncompromising service standards. We specialize in retirement accumulation strategies, college savings plans, annuity management, and tax liability solutions for individuals, families, and corporate groups.With over $100 million in meaningful investments, our approach emphasizes customized strategies to help clients achieve financial confidence. Our advisors hold industry-recognized certifications and serve clients across multiple states, prioritizing transparency and client education throughout the planning process.
Services
Retirement Planning
Investment Management
Tax Liability Solutions
College Savings Plans
Annuity Management
Insurance Products
Estate Planning
Divorce Financial Analysis
Highlights and features
- We offer personalized financial strategies tailored to individual client needs
- Our team holds industry-recognized certifications including CFS, EA, and RFC
- We provide comprehensive retirement accumulation and tax liability solutions
- Our advisors have successfully managed over $100 million in investments
- We maintain transparent communication throughout the financial planning process
Associations and certifications
- FINRA
- SIPC
What people say
Personalized financial strategies
Professional expertise
Effective retirement planning
Clear communication
Knowledgeable advisors
Services
Retirement Planning
Our retirement planning services help clients build sustainable income streams through customized strategies. We specialize in 401(k) optimization, IRA management, and pension planning while addressing tax implications. With personalized investment approaches, we help clients achieve their retirement goals while maintaining financial security throughout their golden years.
Investment Management
We offer comprehensive investment management for stocks, bonds, and diversified portfolios. Our approach combines modern portfolio theory with traditional risk management principles. We focus on wealth accumulation and preservation through regular portfolio reviews and adjustments aligned with market conditions and client objectives.
Tax Liability Solutions
Our tax planning services address complex tax liability issues through strategic investment positioning and retirement account management. We help clients minimize tax burdens while maintaining compliance with current regulations. This includes specialized strategies for high-net-worth individuals and business owners.
Estate Planning
We provide estate planning solutions to ensure smooth asset transfer to beneficiaries. Our services include trust creation, will planning, and inheritance strategies. We help clients establish clear directives for asset distribution while minimizing estate taxes and legal complications.
Divorce Financial Analysis
Our certified divorce financial analysts help clients navigate complex financial settlements. We provide long-term projections for proposed settlements and analyze tax implications. This service helps clients make informed decisions during divorce proceedings while protecting their financial future.
People
Michael Carminucci
CFS, EA, RFC LPL Financial Advisor
Michael Carminucci is a certified financial services professional with extensive experience in investment management. He specializes in retirement planning and tax-efficient strategies, bringing over two decades of industry expertise to client relationships.
Joseph Burger
Director of Insurance Sales
Joseph Burger leads insurance sales operations with a focus on long-term care and life insurance solutions. His expertise helps clients protect assets while integrating insurance products into comprehensive financial plans.
George Collins
Director of New Business Development
George Collins specializes in retirement counseling and new business development. As a certified retirement counselor, he helps clients implement effective savings strategies and navigate complex financial decisions.
Susanne Carminucci
Administrative Office Manager
Susanne Carminucci manages office operations and client communications. Her organizational expertise ensures smooth service delivery and efficient client support for all financial planning activities.
Debra Murphy
Administrative Support Team Manager
Debra Murphy leads the administrative support team, coordinating client services and maintaining operational efficiency. Her management ensures consistent support for financial advisors and seamless client interactions.
Questions
What financial services do you specialize in?
We specialize in retirement planning, investment management, tax liability solutions, estate planning, and divorce financial analysis for individuals and businesses.
Are you licensed to work with clients nationwide?
Our advisors are licensed to work with clients in AZ, CA, CO, CT, FL, MA, MO, MT, NC, NH, NJ, NY, PA, SC, TN, and VA.
How do you create personalized financial plans?
We conduct comprehensive assessments of your financial situation, then develop customized strategies aligned with your goals and risk tolerance using modern investment techniques.
What certifications do your advisors hold?
Our team includes Certified Financial Specialists, Enrolled Agents, and Retirement Funding Coordinators with industry-recognized credentials from LPL Financial.
How do you handle investment management?
We use a combination of modern portfolio theory and traditional risk management, regularly reviewing and adjusting investments to match market conditions and client objectives.
Do you provide tax planning services?
Yes, we offer tax planning strategies to minimize liabilities while maintaining compliance, focusing on retirement accounts and investment positioning.
