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We specialize in offering tax savings plans and products that minimize financial risks and provide great earning potential. We provide financial protection to families in the unfortunate event of a parent living too short and offer financial plans which will help you avoid outliving your money. We offer Health, Dental, and Vision plans for individuals, families, and groups.

We will find the plans that best suit your needs and we will determine if you qualified for free medical insurance, subsidized insurance, coverage through your business, or other options available to you. A fulfilling retirement starts with confidence in the plan you are taking to reach your goals.
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About
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I am a family-oriented proud wife and mother with a zest for hiking and traveling and a passion for finances which motivated me to form PFIS as a boutique service where we focus on YOUR unique needs. YOU are front and center rather than a file number and it is our privilege to share with you our experience and expertise.
Life
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Studies show that more than 40% say they haven't got life insurance because they know much about it or how much they need. Life Insurance provides financial protection for loved ones should the policyholder die. At Pathway Financial and Insurance Services we offer a range of different life insurance options and we are ready and willing to help you create the policy that works for you.
Health
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California will have a State-based premium subsidy for 2020-2023 for enrollees' income up to 600% of the poverty level compared to 400% until 2019. Thus, more people will be eligible for a premium subsidy. California will have an individual mandate starting in 2020. The penalty for not having health insurance will be a minimum of $695 per uninsured adult and $347 per child OR 2.5% of the annual household income; whichever is greater.
Retirement
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A fulfilling retirement starts with confidence in your plan. You deserve a fulfilling retirement, and to have confidence in the steps you're taking to reach your goals. The right approach for you should not only fit, but feel sustainable in the long run. Wherever you are in your retirement journey, preparation is key.
Travel
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Travel medical insurance covers travelers while away from their home country. It becomes their temporary health insurance while abroad for medical emergencies and evacuation. Benefits include physician visits, hospitalization, intensive care, emergency surgery, prescription drugs, ambulance, evacuation & repatriation.
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