Barron & Barron, LLP, is an experienced law firm with all attorneys that are Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization. Our attorneys exclusively handle all Chapter 7, Chapter 11, and Chapter 13 bankruptcies for individuals, families and businesses ensuring we are highly qualified.
We are up to date on all bankruptcy laws and have probably handled a case just like yours. Barron & Barron law firm is family owned. We understand your situation and have the experience to help you regain control of your finances. We can help put you back on track to a financial freedom. Diane Barron-Carter was recently appointed to the panel of chapter 7 Bankruptcy Trustees for the Eastern District of Texas.
We are up to date on all bankruptcy laws and have probably handled a case just like yours. Barron & Barron law firm is family owned. We understand your situation and have the experience to help you regain control of your finances. We can help put you back on track to a financial freedom. Diane Barron-Carter was recently appointed to the panel of chapter 7 Bankruptcy Trustees for the Eastern District of Texas.
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Should I File Bankruptcy
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Are you tired of Debt? Are you behind on your house, vehicle, and other secured debts? Federal law can allow you an opportunity to save your home and cure your mortgage arrears through a repayment plan. Federal law can allow you to restructure your vehicle notes. Federal law may allow you to eliminate your credit card debt!
Which Bankruptcy
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Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Bankruptcy court can determine that a debt is not discharged if a creditor can prove that a debt arose from fraud, breach of fiduciary duty, or theft, or from a willful and malicious injury.
Chapter 11
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Chapter 11 bankruptcy is a form of bankruptcy reorganization available to individuals, corporations and partnerships. It has no limits on the amount of debt, as Chapter 13 does. It is the usual choice for large businesses seeking to restructure their debt. The debtor usually remains in possession of its assets, and operates the business under the supervision of the court and for the benefit of creditors.
Chapter 13
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A Ch. 13 Bankruptcy is designed for individuals with regular income who would like to pay some debts in installments over a period of time. Plan may also lower your interest rate on certain secured debts down to the prime rate of interest. As of 2020, the prime rate is 4.75%. In a Ch. 13 Bankruptcy, you may be able to "cram-down" certain secured debts.
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