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Trusted Real Estate Services in Westminster, CA
HPT Realty & Finance is a full-service real estate agency dedicated to meeting the needs of buyers, sellers, and investors in Southern California. With over 16 years of industry experience, our team specializes in distressed properties, REO transactions, short sales, and traditional real estate services. We pride ourselves on personalized client support, leveraging our expertise in lender relations and market dynamics to streamline transactions. Our broker, Mindy Luong, holds prestigious industry awards and certifications, including REO Certified Default Agent and Short Sale Specialist designations. As a preferred agent for major asset management firms like Wells Fargo Bank and Fannie Mae, we combine institutional knowledge with local market insights across Los Angeles, Orange, and Riverside counties.

Our multilingual team of 25+ professionals ensures culturally competent service, while our track record of $400 million in real estate sales demonstrates our market influence. We maintain affiliations with the National Association of Realtors and California Association of Realtors, upholding strict professional standards. Our technology-driven approach includes virtual tours and digital transaction tools, while our community involvement extends to charitable initiatives like toy drives for underprivileged children. We guarantee transparent communication, with 24/7 availability to address client needs throughout the real estate process.
Services
Home Sales Property Purchases Mortgage Financing REO Properties Short Sales
Highlights and features
  • 16 years of specialized real estate experience with $400M+ in sales
  • Multilingual team fluent in 5+ languages for diverse client needs
  • Preferred agent status with major lenders and asset management firms
  • REO Certified Default Agent and Short Sale Specialist designations
  • 24/7 availability for urgent real estate matters
Associations and certifications
  • National Association of Realtors
  • California Association of Realtors
What people say
Exceptional service Stress-free process Expert market knowledge Prompt communication Personalized attention
Services
Home Sales
Our comprehensive home selling service maximizes property value through strategic pricing, professional staging, and targeted marketing. We handle all transaction details from initial listing to closing, including paperwork management and negotiation. Our agents provide market analysis reports and coordinate photography/virtual tours to showcase properties effectively.
Property Purchases
We guide buyers through every step of the purchase process, from pre-approval to closing. Our team offers personalized property searches, mortgage assistance, and expert negotiation. We provide detailed market insights and arrange property tours to help clients find their ideal homes efficiently.
Mortgage Financing
Our in-house financing solutions connect clients with qualified loan officers for competitive mortgage rates. We assist with pre-approvals, loan applications, and closing coordination. Our experts explain different loan types and help clients choose optimal financing options for their specific needs.
REO Properties
We specialize in REO (Real Estate Owned) transactions for both buyers and sellers. Our team has established relationships with major lenders and asset management companies. We provide expert guidance on REO acquisitions, pricing strategies, and navigating institutional selling processes.
Short Sales
Our short sale specialists assist homeowners facing financial hardship and buyers seeking discounted properties. We manage lender negotiations, documentation preparation, and timeline coordination. Our experience ensures compliance with complex short sale requirements while protecting client interests.
People
Mindy Luong
Broker / President
With 16 years of real estate experience, Mindy Luong leads HPT Realty's team of 25+ professionals. A five-time industry award winner, she specializes in distressed properties and holds REO Certified Default Agent credentials. Fluent in English and Vietnamese, she serves clients across Southern California.
David Lieu
Realtor
Licensed since 2008, David Lieu has helped numerous clients buy and sell homes in Orange County. Known for his patient approach and market knowledge, he assists with property selection, negotiations, and post-purchase needs like home improvement resources.
Questions
What real estate services does HPT Realty offer?
We provide full-service real estate solutions including home buying/selling, mortgage financing, REO property transactions, and short sale assistance across Southern California.
Do you specialize in any particular property types?
We specialize in distressed properties, bank-owned homes, and short sales while maintaining expertise in traditional residential transactions.
How can I get pre-approved for a mortgage?
Contact our financing team through the website or call (714) 467-6200 to connect with a loan specialist for pre-approval guidance.
What areas do you serve?
We primarily serve Los Angeles, Orange, and Riverside counties with additional capabilities in Sacramento, San Francisco, and San Diego markets.
Are your agents available evenings and weekends?
Yes, our team provides 24/7 service to accommodate client schedules for property viewings and transaction needs.
What makes HPT Realty different from other agencies?
Our combination of specialized distressed property expertise, multilingual support, and proven track record with major lenders sets us apart in the industry.
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Reviews (5)
Nam T.
Dec 31, 2021 Report
Super friendly, sincere, thorough, and professional. Would definitely recommend for anyone in search of the service.
Kristopher D.
Dec 11, 2021 Report
Minh Duong AKA Mitch outperforms many realtors out there! I have sold many real estate properties in the past and Mitch is definitely is the Best! He sold our home over 35K over the asking price when our home was listed already the highest in the neighborhood and negotiated minimal repairs. He was on top of us every step of the way and informed us as needed. Mitch well deserves 6 Stars!
Vikki N.
Jan 12, 2021 Report
Dawin we do want to say how much we do appreciate your helping. I did give you the hard time, because I did so stress to move from Santa Ana to Huntington Beach. It's called getting new chapter of my life so. I didn't get success 4 years ago until I met you from referrals. I did alway get nervous . I tough I did gave up but you make it ... You the one could do that Dawin! Thank you so much Dawin who is challenging of realtor in Little Sai Gon.
Ha L.
Oct 05, 2020 Report
HPT helped to refinance my house with a very low interest rate, especial thanks to Hollie with her help to make my case had gone so smooth!
Thuy T.
Sep 17, 2020 Report
Thank you HPT especially Hollie Hoa Luong. You were amazing while helping me refinance my house and save a lot of money for us. Thank you Hollie!