Presidential Bank Mortgage has decades of experience working with people to find the best home loan for them whether you are buying your first home, moving up or refinancing. The Federal Housing Administration (FHA) has made homeownership affordable for millions of first-time and move-up buyers. FHA loans feature low down-payments, lenient qualification guidelines and flexible credit requirements.
The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. VA loans do not require any down payment and offer attractive loan terms. Easily see the benefits and advantages of the various loan types and programs offered at Presidential Bank Mortgage.
The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. VA loans do not require any down payment and offer attractive loan terms. Easily see the benefits and advantages of the various loan types and programs offered at Presidential Bank Mortgage.
Services
About Us
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Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
Loan Programs
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Presidential Bank Mortgage has decades of experience working with people to find the best home loan for them whether you are buying your first home, moving up or refinancing. Many types of home loans and mortgages exist, sometimes making the decision of which loan to choose a difficult one without the help of a trained loan officer.
VA Loans
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The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. These loans are insured by the Veterans Administration and are widely considered a valuable military benefit. VA loans do not require any down payment and offer attractive loan terms.
Construction/Permanent Loans
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Construction loans are made available to finance the building or remodeling of homes. These loans may be used to purchase a lot and build or refinance/ remodel an existing home. Construction loans require careful planning and allow the homeowner to personally finance the home construction. The amount of the construction loan is determined by the cost of project and may be limited by the final value of the property after completion.
Refinance Loans
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Refinancing involves the payoff of an existing mortgage by closing a new loan. With Conventional loans, refinancing normally requires a new appraisal and qualification approval. The VA and FHA loan programs offer streamline refinance options which may eliminate the need for a new appraisal or qualification approval.
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