
Providing communities in Western North Carolina with affordable financial services since 1935. Everytime you use your Telco credit Mastercard, you'll earn points that can be redeemed online or by phone. If you are already a member sign into online or mobile banking and begin the application process. We are passionate about our communities in Western North Carolina and take an active role in making an impact.
Services
About Us
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Connecting Families and Building Futures Through Cooperative Financial Services One Member at a time.
You may become a member of Telco Community Credit Union if you Live, Work, Worship, or Attend School in Alexander County, Avery County, Buncombe County, Burke County, Caldwell County, Catawba County, Cleveland County, Haywood County, Henderson County, Iredell County, Jackson County, Lincoln County, Madison County, McDowell County, Mitchell County, Polk County, Rutherford County, Transylvania County, Watauga County, Wilkes County, Yancey County or if you are an employee of one of our Select Employee Groups (SEG).
You may become a member of Telco Community Credit Union if you Live, Work, Worship, or Attend School in Alexander County, Avery County, Buncombe County, Burke County, Caldwell County, Catawba County, Cleveland County, Haywood County, Henderson County, Iredell County, Jackson County, Lincoln County, Madison County, McDowell County, Mitchell County, Polk County, Rutherford County, Transylvania County, Watauga County, Wilkes County, Yancey County or if you are an employee of one of our Select Employee Groups (SEG).
Apply for Membership
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Over 200 companies in the region participate in Telco's Select Employee Group (SEG) program. You may join the Credit Union through one of these companies as well. Employees of these SEG companies have the opportunity for additional exclusive benefits. Another form of ID that displays your current address (name and address must match photo id: i.e., utility bill, insurance bill, phone bill).
Apply for a Loan
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If you have previously applied for a loan, you can check the status of your application using the Loan Application Status feature above. A red asterisk (*) next to a field indicates it is required. Select Joint if you are applying with another person, or if you are married and living in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI).
Auto Loans
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At Telco, we are committed to helping our members purchase a vehicle with a term that best fits your budget. Telco offers competitive rates on New Auto Loans as long as 84 months, and Used Auto Loans as long as 72 months. Telco offers terms that allow you to feel confident with your purchase or refinance while finding a payment that fits your monthly budget.
Debit Mastercard
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