Business Details
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Trusted Insurance Claim Advocates in Miami, FL
At Monarch Claims, we are dedicated to advocating for property owners navigating the complexities of insurance claims. Our team of licensed public adjusters specializes in representing homeowners and business owners across Florida, Colorado, Texas, Louisiana, Maryland, and North Carolina. With expertise in hurricane, water, fire, and mold damage claims, we prioritize personalized service to ensure clients receive maximum compensation. Our process combines thorough inspections, detailed policy analysis, and aggressive negotiation to streamline claim resolution.Backed by a track record of securing 450% higher payouts than industry averages, we focus on quality over volume, treating every client like family. Our bilingual team maintains open communication throughout the process, offering transparency and support. With thousands of successfully settled claims, we are committed to holding insurers accountable and simplifying what can be a stressful experience.
Services
Hurricane Damage
Water Damage
Fire Damage
Mold Damage
Theft Claims
Vandalism Claims
Hail Damage
Frozen Plumbing
Flood Damage
Highlights and features
- We secure 450% higher average payouts than other public adjusters
- Our team includes licensed mold assessors and remediators
- We provide free policy reviews and bilingual communication
- Our adjusters use advanced moisture detection technology
- We handle all claim documentation and negotiations
What people say
Outstanding customer service
Amazing experience
Extremely helpful
Personable and easy process
Highly recommended
Services
Hurricane Damage Claims
Our hurricane damage specialists conduct comprehensive property assessments after storms. We analyze policy coverage for wind, water, and flood damage while identifying hidden structural issues. With detailed documentation and expert negotiation, we ensure clients receive full compensation for repairs and replacements.
Water Damage Claims
We specialize in detecting hidden water damage from plumbing failures. Our trained adjusters identify swelling, buckling, and water stains behind walls. We document all affected areas and negotiate with insurers to cover complete remediation, including mold prevention measures.
Fire Damage Claims
Our team evaluates structural integrity and safety hazards after fires. We document electrical system damage, roof and wall compromises, and content losses. We coordinate with specialists to ensure complete recovery while negotiating for temporary housing and business interruption coverage.
Mold Damage Claims
We handle mold claims resulting from water damage. Our licensed assessors identify toxic mold types and document necessary remediation. We negotiate for complete removal, structural repairs, and air quality testing to ensure safe living environments.
Hail Damage Claims
Our experts inspect hail-damaged roofs for cracks, granule loss, and punctures. We document all damage indicators and demonstrate how these issues lead to leaks and structural problems. We negotiate for full roof replacement or repairs when applicable.
Questions
What types of insurance claims do you handle?
We handle hurricane, water, fire, mold, hail, flood, theft, and vandalism claims for residential and commercial properties.
Is your policy review service really free?
Yes, we offer free policy analysis to identify coverage gaps and recommend improvements without any obligation.
How do you get higher payouts than other adjusters?
Our detailed documentation, aggressive negotiation tactics, and specialized expertise in damage assessment lead to significantly better claim outcomes.
Do you work directly with insurance companies?
Yes, we handle all communication and negotiations with insurers on your behalf throughout the claims process.
What areas do you serve?
We operate in Florida, Colorado, Texas, Louisiana, Maryland, and North Carolina with licensed adjusters in all these states.
How quickly can you inspect my property?
We typically schedule inspections within 24-48 hours after initial contact and provide same-day policy reviews.
Videos
Reviews (6)
Amy Chesler
Jun 12, 2021
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The level of professionalism of this team is incredible! They are always there to discuss policies, inform consumers, and make sure youre prepared for everything. No matter if you talk to Edgar or anyone else on the team, their knowledge is exceptional. So glad to have them on my property ownership-related team!
Maria Suarez
Feb 23, 2021
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I contacted Fabrizio of Monarch Claims Adjusters for wind damage to our roof. He immediately came out to the house, climbed up on the roof to evaluate the damages and gave us his assessment. He explained to me and my husband about the process, and he gave us such confidence that we agreed to go ahead with the claim. Even though the insurance company was not the same that we had at the time of the claim, Fabrizio told us that they were going to fight for us and that all we had to do is relax and trust them. Monarch was able to get much more than what the insurance company initially tried to pay
Alex Machado
Dec 22, 2020
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I was recommended Monarch Claims for a free insurance policy review. Thanks to the expertise of Edgar Velazquez I was able to have the proper home coverage and simultaneously save money. Additionally, It is good to know that I can get a second opinion on home insurance coverage from someone other than an insurance agent. And since Monarch Claims does not sell policies, I can count on their advice to be 100% unbiased and in the interest of the policy holder. I highly recommend Monarch Claims for any home insurance or policy inquiry.
Alex Borrero
Oct 15, 2020
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Had a great experience with monarch, they make you feel special, like part of the family. They did not mind the one thousand questions I had. They were very professional from beginning to end. They took all precautions when coming in my house. Fabrizio was very kind to my family. He always stayed in contact with me to make sure I was updated on my claim and to see if I had any questions. I highly recommend them, the service and the experience was over the top!
Angelo R.
Oct 07, 2020
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Absolutely great service. Had a timeline to file for Irma damage and they worked with me tirelessly and constantly following up and updating me through process. I am now looking at getting a full reimbursement and some for the damages. Kudos to Monarch! Will refer to everyone
Liz Fernandez
Jul 21, 2020
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Having to file a claim for damages to your home can be extremely overwhelming. I reached out to Ricky from Monarch Claims Consultants and he truly made this process easy and painless. From the first inspection to follow ups and filing all the paperwork necessary the team has been amazing in guiding me through the entire process and negotiating a wonderful outcome! Kudos to Ricky, Jim, Edgar and Rebecca! Thank you for all you have done and continue to do!
