Business Details
50+ Years
experience
Your Trusted Credit Union in Warner Robins, GA
Established in 1969, Combined Employees Credit Union has served Houston County, Georgia, as a member-owned financial cooperative. With over 3,300 members, we prioritize community-driven financial solutions, offering competitive loans, savings accounts, and insurance products. Our not-for-profit structure ensures earnings are reinvested to benefit members through lower fees, higher savings rates, and personalized service. Guided by the philosophy of 'people helping people,' we focus on building lifelong relationships and financial well-being. Our team delivers expertise in credit union operations, emphasizing transparency, ethical practices, and member education.As a federally insured institution by NCUA, we uphold trustworthiness and stability. Our commitment to innovation includes digital banking tools, identity theft protection, and partnerships like TruStage Insurance to enhance member security. We actively support local initiatives, reflecting our dedication to the Warner Robins community. With decades of experience, we remain a reliable choice for individuals and families seeking affordable financial services. Our mission is to empower members to achieve their financial goals while maintaining a strong, growing institution.
Services
Auto Loans
Personal Loans
Mortgage Loans
Credit Cards
Share Certificates
Identity Theft Protection
Insurance Products
Direct Deposit
Payroll Deduction
Wire Transfers
Details
- Year established: 1969
Highlights and features
- We are a member-owned cooperative focused on your financial success.
- Competitive loan and savings rates tailored to community needs.
- Comprehensive identity theft protection and fraud prevention resources.
- TruStage Insurance partnerships for life, auto, and home coverage.
- Personalized service rooted in 55+ years of local expertise.
Associations and certifications
- NCUA
Services
Auto Loans
We offer competitive auto loans for new and used vehicles, with flexible terms and low rates. Our loans help members purchase reliable transportation while maintaining financial stability. Expert guidance ensures a seamless borrowing experience tailored to individual needs.
Personal Loans
Personal loans provide funds for debt consolidation, home improvements, or unexpected expenses. We deliver quick approvals and fixed rates, empowering members to achieve financial goals without collateral requirements. Transparent terms ensure clarity and trust.
Identity Theft Protection
Our identity theft resources educate members on recognizing scams and securing personal information. We provide immediate support for fraud victims, including credit bureau contact assistance and Federal Trade Commission reporting guidance. Proactive measures safeguard your financial future.
Share Certificates
Share certificates offer high-yield savings options with fixed rates and terms. Members earn competitive returns while building emergency funds or long-term savings. Flexible maturity options ensure liquidity and financial growth opportunities.
TruStage Insurance
TruStage partnerships deliver life, auto, and home insurance products exclusively for credit union members. Coverage options protect against unforeseen events, providing financial security for families and assets. Expert support simplifies policy selection and claims processing.
Questions
Who can join Combined Employees Credit Union?
Anyone living or working in Houston County, Georgia, can join by opening a $5 share savings account.
How do I apply for a loan?
Apply online, visit our Warner Robins office, or contact us at (478) 929-5700 to discuss loan options and requirements.
What identity theft resources are available?
We provide fraud alerts, credit bureau contact details, and FTC reporting guidance to protect against and resolve identity theft.
Do you offer insurance products?
Yes, through TruStage, we offer life, auto, home, and accidental death insurance exclusively for members.
What are your holiday closing dates?
Holiday closings are listed on our website under the 'Holiday Closings' link for member reference.
Reviews (6)
Krystal Flournoy
Aug 16, 2021
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I've been with Combine since I moved here 7 years ago. They have great customer service. They're an amazing group of people. Keep up the good work.
Vera Jones
Jul 22, 2020
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I purchased a vehicle I thought was a repo but wasn't this was some one selling a personal vehicle I guess for a friend.I purchase a straight lemon.Asked for a car fax report but didn't get one and finally went to car max.Car had been in several accidents and had 5 owners.Im thinking I was almost scammed. The vehicle was under the Phoenix program they have and didn't even qualify to be because of year and mileage. Found this out afterwards please don't jump into a car simply because you want in look into it get a car fax report .
Sam Whimbley
Aug 22, 2018
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I have nothing but great things to say about this bank everyone is always so curtious and helpful thank you guys for everything
Ashley Collins
Oct 22, 2017
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Been a member for around 8 yrs. Combined has always been exceptional in what they do and what they offer their members.
Stevie Lowery
Sep 05, 2017
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I have been a member for many years. Always had great service from the staff there. I have had many loans from there and always paid through my work via auto draft. So never late on a payment. Curious as to why I can't get an auto loan on several attempts to do so. But other than that , these guys and gals are great to do business with.
Stanley Ward
Aug 05, 2017
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Everyone is super nice and helpful here! I have done my personal financial business with Combined for a few years now, and could not be more pleased with every experience I've had with them! Keep up the good work!
