Business Details
Your Trusted Financial Partner in Little Rock, AR
Southern Gas Federal Credit Union has been dedicated to providing personalized financial solutions to our members since our founding. We specialize in creating tailored loan products including auto, recreational vehicle, and credit builder loans while offering competitive savings and investment options. Our team of experienced financial professionals works diligently to ensure every member receives transparent guidance and support for their unique financial goals. We maintain strict compliance with federal regulations and prioritize member education through accessible resources and tools. Our commitment to community extends through flexible membership options and localized decision-making that reflects the needs of Arkansans.We invest in secure digital infrastructure including our 24/7 It'sMe247 online banking platform to ensure convenient access to accounts. Through our partnership with MoneyPass ATMs, we provide nationwide access while maintaining our local focus. Our credit union operates under the full faith and credit of the United States Government through NCUA insurance, ensuring member funds are protected up to $250,000. We maintain transparent pricing structures with rates determined by individual creditworthiness and offer multiple communication channels for member support. Our Equal Opportunity Lender status reflects our commitment to serving all qualified applicants without discrimination.
Services
Auto Loans
RV Financing
Credit Builder Loans
Savings Accounts
Online Banking
ATM Network Access
Signature Loans
Highlights and features
- We offer federally insured savings up to $250,000 through NCUA protection
- Our credit builder loans help establish financial credibility for new borrowers
- We provide personalized loan options for vehicles, education, and debt consolidation
- Our 24/7 online banking platform offers convenient account management anytime
- We maintain transparent pricing with rates determined by individual creditworthiness
Associations and certifications
- National Credit Union Administration
Services
Auto Loans
Navigate your car buying decision with competitive auto loans for new or used vehicles. Our low rates help qualified borrowers close deals quickly while maintaining flexible terms. Loan approvals consider individual credit profiles to ensure appropriate financing solutions for Arkansas residents.
RV Financing
Finance boats, campers, ATVs, motorcycles, and other recreational vehicles through specialized loan programs. We offer tailored terms for qualified applicants seeking to enjoy outdoor adventures while maintaining responsible borrowing practices.
Credit Builder Loans
Establish or rebuild credit history through secured loans backed by savings accounts. These structured programs help members demonstrate financial responsibility while earning dividends on secured funds during the loan term.
Savings Accounts
Access insured savings options with competitive APY rates for various financial goals. Our federally insured accounts provide secure storage for emergency funds, major purchases, or long-term investments.
Online Banking
Manage accounts 24/7 through our It'sMe247 platform with bill payment, transaction history, and account monitoring features. This secure system enables convenient financial management from any internet-connected device.
Questions
How do I become a member?
Apply online or visit our Little Rock branch. Membership requires meeting eligibility criteria and maintaining a savings account.
What loan types do you offer?
We provide auto loans, RV financing, credit builder loans, signature loans, and share-secured loans with personalized terms.
Is online banking secure?
Yes, our It'sMe247 platform uses encryption and multi-factor authentication to protect account information and transactions.
Are deposits insured?
Yes, savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
How long does loan approval take?
Many applications receive decisions within one business day. Approval times vary based on required documentation and credit assessment.
What if my card is lost?
Report lost or stolen cards immediately at 1-833-933-1681 for 24/7 assistance and card replacement services.