Business Details
25 Years
experience
Your Trusted Insurance Partner in Escanaba, MI
Luft Insurance is a locally owned and family-operated independent insurance agency founded by John Luft in 2001. Over the years, we have grown into a full-service agency representing multiple quality insurance companies to meet personal, health, and business needs. Our team of licensed professionals is committed to providing personalized service, combining integrity, knowledge, and experience to help clients select the best coverage options available. We prioritize understanding each client's unique circumstances to deliver tailored insurance solutions that align with their lifestyle and financial goals.With a focus on transparency and client education, we guide individuals and businesses through complex insurance decisions while maintaining a strong commitment to community values. Our agency prides itself on long-term relationships built through reliable service and a dedication to exceeding client expectations.
Services
Health Insurance
Medicare Insurance
Life Insurance
Property Insurance
Auto Insurance
Commercial Insurance
Umbrella Insurance
Renters Insurance
Condo Insurance
Flood Insurance
Details
- Year established: 2001
Highlights and features
- We are locally owned and family-operated with over 20 years of community experience
- Our team includes specialized Medicare Supplement and multi-line licensed agents
- We offer personalized insurance plans tailored to individual and business needs
- We represent multiple quality insurance companies for comprehensive coverage options
- We provide expert guidance through transparent, client-focused insurance education
Services
Health Insurance
Health insurance protects against medical expenses through premium payments that cover doctor visits, hospital stays, and prescription medications. We help individuals and families select plans that balance cost and coverage needs while ensuring access to preventive care services. Our specialists guide clients through marketplace options and private plans to find solutions that fit their healthcare requirements and budget.
Medicare Insurance
Medicare insurance provides healthcare coverage for individuals aged 65+ and qualifying younger individuals with disabilities. We offer education and plan comparisons for Original Medicare, Advantage Plans, Medigap policies, and Prescription Drug Plans. Our specialists help clients understand enrollment periods, coverage gaps, and supplemental options to optimize their healthcare protection during retirement years.
Life Insurance
Life insurance provides financial protection through death benefit payouts to beneficiaries. We offer term, universal, and final expense policies tailored to clients' financial obligations and family needs. Our agents explain policy features like cash value accumulation, premium flexibility, and coverage duration to help clients choose appropriate protection for their estate planning and income replacement goals.
Property Insurance
Property insurance protects residential and commercial properties against damage from fire, theft, and natural disasters. We provide homeowners, renters, and condo insurance policies covering structural damage, personal belongings, and liability protection. Our specialists help determine appropriate coverage limits and recommend endorsements for high-value items or specific risk exposures.
Commercial Insurance
Commercial insurance protects businesses from property damage, liability claims, and operational risks. We offer business owners policies, workers' compensation, and specialized coverage for equipment, professional liability, and business interruption. Our solutions help companies safeguard assets, comply with legal requirements, and maintain continuity during unexpected events that could impact operations.
Questions
How do I get an insurance quote?
Contact us via phone or our website to speak with a licensed agent who will assess your needs and provide customized coverage options.
What types of insurance do you offer?
We provide health, life, Medicare, property, auto, and commercial insurance solutions for individuals and businesses.
Can you help compare Medicare plans?
Yes, our specialists offer side-by-side comparisons of Medicare Advantage and Supplement plans to find your optimal coverage.
Do you serve businesses of all sizes?
We specialize in small business insurance but can help companies of various sizes with tailored risk management solutions.
Are you affiliated with government agencies?
No, we're an independent agency not connected to government programs, though we provide information about Medicare and other official plans.
Reviews (1)
Ron M.
Feb 15, 2014
Report
We have used the Luft Insurance agency for many years for our business liability needs. John has always been able to go beyond "Here is a policy that should work" to a trusted advisor on options that will best protect our business. We recently needed advice and action on a deadline on a new business avenue and John once again came through with timely recommendations and a plan that allows us to eliminate our insurance worries.
