Save on New Auto Loans, Used Auto Loans or Refinancing with Auto Loan rates as low as 2.49% APR*. Refer a friend to Luso American Credit Union and you'll each get $25* in your checking account! You are now leaving Luso American Credit Union's web site and are going to a web site that is not operated by the credit union.
Luso American Credit Union is not responsible for the content or availability of linked sites. Please be advised that Luso American Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Luso American Credit Union is not responsible for the content or availability of linked sites. Please be advised that Luso American Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Services
About Us
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Joining is easy, if you live or work in Essex County, you simply need to open a savings account with $25 and you can begin to reap all the benefits of membership at Luso American Credit Union. Please feel free to visit the Luso American Credit Union when you want to open an account or for any of your financial needs.
UChoose Rewards
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With UChoose Rewards, you choose where to shop and what to get for all the points you earn. Most rewards programs have limited options on where to shop, and it takes forever for your points to accumulate. UChoose Rewards changes all of that. You have access to hundreds of retailers where you earn big rewards, and there are millions of redemption choices!
Second Mortgages
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At Luso American Credit Union, we understand that fixed rate second mortgage financing can be a great choice for debt consolidation or other borrowing needs, as since the rate is lower than many other loan types, and in most cases, interest paid on second mortgages is tax-deductible*. Your owner-occupied residence serves as the collateral on the loan; there are minimal closing costs, which can often be paid for with the proceeds from the loan.
Home Equity
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We offer variable rate home equity lines of credit. If you're looking to remodel your home, add on a room, redecorate, install a pool, upgrade heating/cooling, or need extra cash for whatever reason, a vehicle purchase, medical expenses or vacation, your home's available equity could save you a lot of money in the long run.
Credit Cards
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We may approve you for a maximum line of credit of $9,500 (actual maximum will depend on your credit rating). You will earn points on every purchase can combine those points with your debit card points to earn faster. Each card on a Credit Card account can have a different maximum line of credit, so Luso American's Credit Card account is the perfect solution for parents with college students.
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