Business Details
50+ Years
experience
Your Trusted Financial Partner in Borger, TX
Pantex Federal Credit Union has served the financial needs of our community since 1940. Originally established by seven individuals to support Phillips Petroleum Company employees in Hutchinson County, Texas, we have grown to become one of the largest credit unions in the Texas Panhandle with over 16,000 members. Our member-owned, not-for-profit structure allows us to prioritize community financial wellness over profit margins, offering competitive rates and personalized service through four branch locations in Borger, Fritch, and Pampa. We provide a comprehensive range of financial products including checking and savings accounts, auto and personal loans, home financing, and credit card options. Our board of directors, elected by members, ensures our operations remain aligned with member interests.With 24/7 digital banking access and a commitment to financial education, we empower our members to achieve their financial goals. Our local expertise and community focus have earned us consistent recognition as a trusted financial partner in the region. We maintain strict compliance with all regulatory standards while maintaining a personalized approach to member service. Through our annual scholarship program and community initiatives, we demonstrate our ongoing commitment to local development. Today, we continue serving generations of members with the same dedication to financial integrity and community support that defined our founding.
Services
Checking Accounts
Savings Accounts
Auto Loans
Personal Loans
Home Mortgages
Credit Cards
Online Banking
Mobile Banking
Loan Calculators
ATM Services
Details
- Year established: 1940
Highlights and features
- We operate as a member-owned cooperative with no profit-driven motives
- Our local branches serve Hutchinson County and surrounding Texas communities
- We offer 24/7 digital banking access for account management convenience
- Our loan officers provide personalized financing solutions with competitive rates
- We maintain physical branches in Borger, Fritch, and Pampa locations
What people say
Great service
Knowledgeable employees
Convenient ATMs
Online access
Professional loan handling
Services
Auto Loans
We offer competitive auto loan rates for new and used vehicle purchases. Our pre-approval process simplifies car buying while flexible terms accommodate various credit profiles. Local loan officers provide personalized guidance through the financing process.
Home Mortgages
Our home loan programs support both first-time buyers and experienced homeowners. Competitive rates apply to purchase and refinance transactions with options for various property types across our service area.
Checking Accounts
We provide multiple checking account options with no hidden fees and unlimited check writing privileges. Accounts include digital banking access and convenient ATM availability across the region.
Online Banking
Our 24/7 online banking platform enables account management, bill payment, and fund transfers from any device. Security features include multi-factor authentication and real-time transaction alerts.
Personal Loans
Flexible personal loan options address diverse financial needs from debt consolidation to emergency expenses. Quick approval processes and fixed interest rates provide predictable repayment terms.
Questions
How do I become a Pantex FCU member?
Eligibility requires living, working, or worshiping in Hutchinson County or specific Pampa areas. Complete our online application or visit any branch location to join.
What loan types do you offer?
We provide auto loans, personal loans, home mortgages, and credit card options with competitive rates for qualified applicants across our service area.
Is my money safe at Pantex FCU?
All deposits receive federal insurance up to applicable limits through the NCUA. We maintain strict security protocols for both physical and digital transactions.
Can I access accounts outside business hours?
Our online and mobile banking platforms provide 24/7 account access for transactions, bill payments, and account management from any location.
Do you offer business banking services?
While primarily serving individual members, we offer select business banking solutions. Contact our commercial services department for specific business account options.
Where are your branches located?
We operate four locations: Main Branch in Borger (1300 W Wilson), Walmart Branch (1501 Roosevelt), Fritch (411 E Broadway), and Pampa (807 N Sumner).
Reviews (4)
Keith Willingham
Apr 18, 2021
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Worst Customer Service Ive ever seen from a financial institution. My friends family have all been members for years and I wanted to give them our business as well. We left several voice mails for specific people at various branches and not one single person could return a call. We will never give our business to this company and will urge others to find other avenues too
Devonna Ridling
Aug 09, 2019
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We live far away and we have our accts in Borger and we havent had any problem wiring money or deposits
Good friendly friends
Thank you all
Devonna Ridling
Good friendly friends
Thank you all
Devonna Ridling
Marissa Moore
Oct 24, 2016
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Its a great bank unless its the weekend and you are unable to sign on to your online banking account and you cant. then you are stuck till the week so someone will answer the phone to unlock your account because they don't have 24 hour help or technical support
Kelly Richards
Jan 26, 2013
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I've been a member at Pantex FCU since 2005 and have received nothing but excellent service in every regard. In my experience, large banks can't match match Pantex's level of customer care.
