Tic Federal Credit Union
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Tic Federal Credit Union
When you open a checking account with Kinetic, you can protect your finances and save on everyday purchases. When you become a member of Kinetic Credit Union, you can immediately begin enjoying some of our benefits for new members. We believe in giving back and supporting the communities we're a part of by donating time, talents and money to local organizations.
Services
Checking
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Kinetic Checking is designed to keep your family finances safer while you take advantage of smart discounts on financial services and everyday purchases. Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire or theft. Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
Teen Checking
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You and your teen will have the ability to manage and monitor the account from our online banking or mobile app, allowing your teen to categorize their spending and set budgeting goals. Overdraft protection is available at no charge from the available funds in the Savings account. Your teen's smartphone and the Kinetic Mobile Banking App make account management and budgeting simple.
Savings
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There are several Kinetic Savings account options so you can find one that fits your needs. All members open a Regular Savings account upon joining Kinetic Credit Union. A minimum deposit of $25 is maintained in this account and serves as your share ownership in the credit union. This special account is just for kids age 12 and younger.
Save To Win
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Open a Save to Win account for a chance to win monthly and quarterly prizes. This 12-month certificate savings account will not only help you save big but gives you a chance to win big too. Every $25 you deposit into this account will earn you a chance to win monthly and quarterly prizes. A: Save to Win is a prize-linked savings account that offers the chance to win prizes in addition to earning regular interest.
Certificates
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Whether you're saving for short- or long-term needs, certificate accounts offer a great way to save for the future. Owning a home just got easier thanks to Kinetic's First-time Homebuyer Certificate. If you have started looking for a new home or saving for a down payment, Kinetic's First-time Homebuyer certificate is the perfect way to maximize your savings.
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