Business Details
6 Years
experience
Your Trusted Partner for Comprehensive Financial Solutions
Florida Financial Strategies is a comprehensive financial services firm dedicated to helping clients achieve long-term financial success. Our foundation is built on fostering meaningful, lifelong relationships through personalized service and objective guidance. With decades of combined experience, our team of certified financial professionals specializes in wealth management, retirement planning, and investment strategy optimization. We prioritize education and transparency, ensuring clients understand their financial situation to make informed decisions. Our prudent approach focuses on asset allocation, risk management, and tailored solutions that align with individual goals.As independent advisors, we maintain no proprietary product biases, always placing client interests first. Our commitment to excellence is demonstrated through continuous industry education and adherence to the highest ethical standards. We serve individuals, families, and business owners across Florida, providing comprehensive solutions that evolve with changing life circumstances. Our mission remains steadfast: to transform financial aspirations into reality through disciplined, client-centric strategies.
Services
Financial Planning
Investment Management
Life Insurance
Estate & Legacy Planning
Annuity Stress Test
Retirement Planning
Portfolio Risk Analysis
Details
- Year established: 2020
Highlights and features
- We offer decades of experience in personalized financial planning and wealth management.
- Our independent advisors provide objective guidance with no proprietary product biases.
- We implement customized investment strategies tailored to individual risk tolerance and goals.
- Our team maintains active industry certifications and continuous professional education.
- We prioritize transparent communication and client education in all advisory relationships.
What people say
Personalized service
Knowledgeable advisors
Comprehensive planning
Responsive communication
Services
Financial Planning
Our financial planning services create customized roadmaps for achieving long-term financial goals. We analyze current financial status, income streams, and future objectives to develop comprehensive strategies. Our planners help clients optimize retirement savings, manage debt, and implement tax-efficient investment approaches while maintaining flexibility for life changes.
Investment Management
We offer professional investment management through Alternative Investment Advisors, LLC. Our SEC-registered team creates diversified portfolios using stocks, bonds, mutual funds, and alternative assets. We focus on risk-adjusted returns through continuous monitoring, rebalancing, and performance analysis tailored to each client's risk tolerance and financial objectives.
Life Insurance
Our life insurance services help protect dependents through term and whole life policies. We assess individual needs to recommend appropriate coverage amounts and policy types. We connect clients with quality providers while explaining policy features, premium structures, and estate planning considerations for long-term financial security.
Estate & Legacy Planning
We specialize in creating estate plans that preserve wealth for future generations. Our strategies include trust structures, beneficiary designations, and tax-efficient transfer methods. We coordinate with legal professionals to ensure proper documentation while addressing both immediate and long-term legacy goals for family and charitable giving.
Annuity Stress Test
Our annuity stress test evaluates existing annuity products for performance and fee efficiency. We analyze contract terms, surrender charges, and market risk to determine if current holdings align with financial goals. This service helps clients understand alternatives and optimize retirement income streams through appropriate annuity solutions.
People
Jeffrey Skraban
Financial Advisor
Jeffrey Skraban brings extensive experience in personalized financial planning, focusing on retirement strategies and investment management. He helps clients navigate complex financial decisions with clear, actionable guidance tailored to their unique circumstances.
Thomas Hood
Financial Advisor
Thomas Hood specializes in wealth preservation strategies and risk management solutions. With a client-centered approach, he develops comprehensive financial plans that address both immediate needs and long-term objectives for individuals and families.
Dwight Dykstra
Financial Advisor
Dwight Dykstra holds prestigious CLU and ChFC designations, demonstrating advanced expertise in insurance and financial planning. He focuses on creating customized solutions for high-net-worth clients seeking sophisticated wealth management strategies and legacy planning.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, investment management, estate planning, insurance analysis, and tax-efficient savings approaches tailored to individual goals.
How do you determine appropriate investment strategies?
We assess your risk tolerance, financial goals, and current assets to create diversified portfolios using stocks, bonds, mutual funds, and alternative investments managed through our SEC-registered advisor.
Do you work with out-of-state clients?
While based in Florida, we can provide financial planning services to clients in other states through virtual consultations and remote account management capabilities.
What life insurance options do you offer?
We provide term life and whole life insurance solutions, helping clients choose between temporary coverage needs and permanent protection with cash value components.
How are your advisory fees structured?
Our investment management fees are based on assets under management, while financial planning services may involve hourly rates or flat fees depending on the complexity of your situation.
Can you help with retirement income planning?
Yes, we specialize in creating sustainable retirement income strategies that coordinate Social Security optimization, required minimum distributions, and systematic withdrawal plans to ensure financial security throughout retirement.
