Business Details
50 Years
experience
Risk Management Consulting Services
RJL Insurance Services has been dedicated to delivering objective insurance and risk management solutions since 1976. Our approach focuses on minimizing costs while maximizing coverage through strategic audits, competitive broker selection, and hands-on safety program development. With decades of combined experience, our team of certified professionals works as an extension of your management team to optimize insurance programs for middle-market businesses. We specialize in workers' compensation cost reduction, claim management, and compliance training, serving industries including construction, hospitality, and agriculture.Our proprietary methodologies and relentless focus on client outcomes have established us as trusted advisors in risk management. We maintain transparency in all operations, prioritizing client interests over carrier relationships. Our expertise extends to captive insurance formation, safety culture development, and regulatory compliance strategies tailored to evolving industry standards.
Services
Risk Management Consulting
Workers' Compensation
Safety Training
Claim Management
Regulatory Compliance
Details
- Year established: 1976
Highlights and features
- We provide completely objective insurance advice without representing carriers
- Our team includes certified risk management professionals with 20+ years' experience
- We implement proprietary safety programs proven to reduce workers' compensation costs
- Our competitive broker selection process guarantees cost-effective coverage options
- We offer specialized training in workers' compensation claim management and safety protocols
Associations and certifications
- Associate in Risk Management (ARM)
- Workers Compensation Claims Administration (WCCA)
What people say
Lower premium costs
Better claim control
Expert risk analysis
Proven cost savings
Timely settlements
Services
Risk Management Consulting
Our risk management consulting provides objective evaluation of insurance programs through comprehensive policy audits and competitive broker selection. We implement cost-reduction strategies while maintaining optimal coverage for mid-sized businesses across multiple industries. Our approach combines proprietary methodologies with hands-on safety program development to minimize claims and premiums.
Workers' Compensation
Specialized workers' compensation services include claim management, premium cost reduction, and compliance training. Our experts develop return-to-work programs and safety protocols while providing ongoing claim monitoring to control payouts and reserves for construction, hospitality, and agricultural businesses.
Safety Training
We deliver comprehensive safety training through live webinars and on-demand modules covering OSHA compliance, accident investigation, and safety culture development. Our programs include Workers' Compensation Claim Management Basics and Safety Is Good Business series with interactive assessments and practical implementation tools.
Claim Management
Our claim management services focus on expediting resolution while controlling costs through active claim monitoring and adjuster negotiation. We implement loss control strategies and provide documentation support for complex claims, ensuring timely settlements and reduced total cost of risk for clients.
Regulatory Compliance
We help businesses navigate evolving insurance regulations through policy audits and safety program implementation. Our services include Cal-OSHA compliance support, health insurance strategic planning under ACA requirements, and documentation assistance for self-insured programs and captive insurance arrangements.
People
Richard J. Leibfried
President
Insurance professional with 45+ years' experience specializing in risk management consulting for mid-sized businesses. Yale graduate with Associate in Risk Management designation. Industry lecturer and captive insurance expert.
Denise E. Eells
Consultant
25-year property/casualty insurance broker with expertise in risk analysis and policy review. Serves manufacturing, real estate, and technology sectors. Holds Associate in Risk Management designation.
Debra S. Farley
Consultant
Workers' compensation specialist with resort industry experience. Expert in Cal-OSHA compliance and safety program implementation. Holds Workers Compensation Claims Administration designation.
Tamara B. Stiles
Consultant
Former Fortune 500 risk management professional with expertise in global loss control and business continuity planning. Holds Masters in Industrial Safety from University of Minnesota.
Lori L. Tranquilla
Consultant
15-year retail risk management leader with international operations expertise. Stanford graduate with MBA from UCLA Anderson. Holds Associate in Risk Management designation and specializes in analytics-driven risk optimization.
Questions
What industries do you specialize in?
We serve construction, hospitality, retail, agricultural, and technology sectors with tailored risk management solutions.
How do you reduce insurance costs?
Through competitive broker selection, safety program implementation, and proprietary claim management strategies that lower premiums by 20-40% annually.
Do you offer training programs?
Yes, we provide OSHA-compliant safety training and Workers' Compensation Claim Management webinars with certification options.
Are you insurance brokers?
No, we're independent consultants who don't sell insurance or represent carriers, ensuring completely objective advice.
How are services priced?
We use retainer-based pricing for consulting services and offer webinar training at $30/session or $150 for complete series.
What locations do you serve?
Primarily California with focus on Orange County, San Diego, and Los Angeles metropolitan areas.
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