Business Details
39 Years
experience
Your Trusted Partner for Wealth Management Solutions
Founded in 1987, Eads & Heald has dedicated itself to delivering institutional-caliber investment management to private clients. Our firm has evolved into a comprehensive wealth management provider, combining 150 years of combined industry experience with a client-first philosophy. We specialize in personalized financial planning and disciplined investment strategies, ensuring each solution aligns with individual client goals. As fiduciaries, we prioritize client interests above all else, maintaining the highest ethical standards. Our team holds prestigious certifications, including Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER (CFP) designations, underscoring our commitment to expertise and integrity.Through continuous communication and tailored roadmaps, we guide clients toward financial security. Our approach integrates risk mitigation with capital preservation, adapting to diverse market conditions while avoiding fleeting trends. With offices in Atlanta, we serve individuals, families, and businesses nationwide, offering a rare personal touch in today's digital landscape. Our fiduciary responsibility ensures transparency, with no hidden fees or conflicts of interest. By collaborating with clients' existing advisors, we create holistic strategies that address every financial dimension. This enduring commitment to excellence has solidified our reputation as trusted partners in wealth management.
Services
Financial Planning
Investment Management
Wealth Management
Portfolio Management
Retirement Planning
Risk Mitigation Strategies
Estate Planning Coordination
Tax-Efficient Investing
College Funding Strategies
Business Succession Planning
Details
- Year established: 1987
Highlights and features
- We act as fiduciaries, placing client interests above all else.
- Our team holds 150+ combined years of industry experience.
- Personalized financial roadmaps adapt to your unique goals.
- CFA and CFP-certified professionals ensure expert guidance.
- Holistic approach integrates investment management with comprehensive planning.
Associations and certifications
- Chartered Financial Analyst (CFA)
- CERTIFIED FINANCIAL PLANNER (CFP)
What people say
Expert guidance
Personalized strategies
Transparent communication
Proven results
Trusted advisors
Services
Financial Planning
We create customized financial roadmaps aligned with your life goals. Our planners analyze income, expenses, assets, and liabilities to develop strategies for retirement, education funding, and wealth transfer. By collaborating with your tax and legal advisors, we ensure comprehensive solutions that adapt to changing circumstances while maintaining regulatory compliance.
Investment Management
Our CFA charterholders design diversified portfolios matching your risk tolerance and objectives. We implement disciplined strategies using high-quality securities, balancing growth potential with capital preservation. Regular performance reviews and rebalancing ensure alignment with market conditions and evolving client needs, supported by rigorous fundamental analysis.
Wealth Management
We integrate financial planning with investment expertise for comprehensive wealth solutions. This includes tax-efficient strategies, estate planning coordination, and intergenerational wealth transfer. Our team addresses complex financial scenarios, providing unified guidance that connects investment decisions with broader life objectives and family legacy goals.
Retirement Planning
We develop tailored retirement strategies considering Social Security optimization, pension options, and withdrawal sequencing. Our analysis projects sustainable income streams while addressing healthcare costs and longevity risks. We coordinate with retirement plan administrators and tax professionals to maximize savings efficiency and ensure regulatory compliance.
Risk Mitigation Strategies
Our team identifies financial vulnerabilities through scenario analysis and stress testing. We implement hedging techniques, insurance evaluations, and diversification tactics to protect assets against market volatility. This includes assessing liquidity needs, emergency reserves, and business continuity planning to safeguard long-term financial stability.
People
R. Stewart Eads
President
CFA charterholder with advanced degrees from Georgia Tech and Wharton. Leads investment strategy development while maintaining direct client relationships. Specializes in portfolio construction and market analysis.
Thomas F. Heald
Vice President
CFA charterholder and former CPA with expertise in financial statement analysis. Oversees client portfolio management and tax-efficient investing strategies. Holds dual graduate degrees from Emory and University of Georgia.
Scott Stewart
Financial Planner
Dual-certified CFA and CFP professional managing comprehensive financial plans. Focuses on retirement income strategies and estate planning coordination. Graduated from Michigan State University with finance specialization.
Matthew Eads
Portfolio Manager
CFA charterholder with military and business leadership background. Specializes in fixed income markets and risk assessment models. Holds MBA from Georgia Tech and undergraduate degree from Virginia Military Institute.
Questions
Are you legally required to act in my best interest?
Yes, we operate as fiduciaries under SEC regulations, legally obligated to prioritize client interests above all else in all recommendations.
What qualifications do your advisors hold?
Our team includes Chartered Financial Analyst (CFA) charterholders and CERTIFIED FINANCIAL PLANNER (CFP) professionals with 150+ combined years of experience.
How do you develop investment strategies?
We create customized portfolios based on your risk tolerance, financial goals, and time horizon using fundamental analysis and diversification principles.
Do you work with out-of-state clients?
Yes, we serve clients nationwide through virtual meetings and digital document management while maintaining local Atlanta office presence.
What sets you apart from robo-advisors?
Our personalized, human-centric approach combines investment expertise with comprehensive financial planning tailored to your unique circumstances.
How often do you review investment portfolios?
We conduct quarterly performance reviews with annual comprehensive plan updates, plus additional meetings for significant life changes or market shifts.
Reviews (2)
Steve Grable
Sep 29, 2020
Report
Positive:Professionalism,Responsiveness
We've been investing with Eads & Heald for 20 years and are very satisfied with their performance. They've kept us on a solid path, maximizing gain in up markets and protecting our downside when the economy slides.
We've been investing with Eads & Heald for 20 years and are very satisfied with their performance. They've kept us on a solid path, maximizing gain in up markets and protecting our downside when the economy slides.
Raymond A. Bedgood
Aug 03, 2020
Report
Positive:Professionalism,Responsiveness
I have been with Eads & Heald for 26 years. This company not only has the experience to handle investments well, but the personal touch that makes you feel safe in up and down investment years.
Raymond A. Bedgood MD
I have been with Eads & Heald for 26 years. This company not only has the experience to handle investments well, but the personal touch that makes you feel safe in up and down investment years.
Raymond A. Bedgood MD
