Business Details
50+ Years
experience
Your Trusted Partner for Member-First Banking Solutions
Consolidated Community Credit Union has been a trusted financial partner since 1954, dedicated to providing exceptional banking experiences rooted in community values. As a not-for-profit, member-owned cooperative, we prioritize our members' financial well-being over profit margins, offering competitive rates and personalized service. Our expertise spans over 70 years of adapting to market changes while maintaining financial stability, ensuring deposits are insured up to $250,000 by the NCUA.We leverage cutting-edge technology and a network of 5,600 shared branches to deliver convenient, secure banking solutions. Our commitment to transparency, ethical practices, and community reinvestment establishes us as a leader in member-centric financial services.
Services
High Yield Checking
Home Equity LOC
Auto Loans
Mortgage Services
Credit Cards
Personal Loans
Savings Accounts
Business Checking
RV Loans
Mortgage Refinancing
Details
- Year established: 1954
Highlights and features
- We operate as a not-for-profit, member-owned cooperative prioritizing your financial success.
- Our 70+ years of financial stability ensure deposits are insured up to $250,000 by the NCUA.
- We offer competitive rates on loans and savings products unmatched by traditional banks.
- Our local decision-making process enables personalized service and faster loan approvals.
- We provide nationwide access through 5,600 shared branches and 30,000+ surcharge-free ATMs.
Associations and certifications
- NCUA
What people say
Excellent customer service
No monthly fee
Best credit union
Flawless mortgage process
Genuine staff
Services
High Yield Checking
Our High Yield Checking account offers dividends up to 50 times the national average with direct deposit. Members earn competitive returns on balances up to $20,000 while enjoying no monthly fees when requirements are met. This service combines financial growth with everyday convenience for personal banking needs.
Home Equity LOC
Home Equity Lines of Credit provide flexible access to home equity with a 4.99% promotional APR for the first 12 months. This secured credit option features waived setup fees for primary residences, offering homeowners financial flexibility for renovations, debt consolidation, or emergency funds.
Auto Loans
Auto loans feature competitive rates for new and used vehicle purchases with terms up to 72 months. Our streamlined approval process and member-focused underwriting ensure accessible financing options for primary and secondary transportation needs.
Mortgage Services
Mortgage services include fixed-rate, ARM, and specialty loans like FHA, VA, and USDA programs. We offer personalized guidance for first-time buyers and refinancing options to help members achieve homeownership goals with local decision-making support.
Business Banking
Business banking solutions encompass checking accounts, lines of credit, equipment financing, and commercial real estate loans. Our services support local businesses with tailored financial tools and dedicated relationship management for growth-oriented enterprises.
Questions
What's the difference between a credit union and a bank?
Credit unions are member-owned nonprofits offering better rates and personalized service, while banks prioritize shareholder profits.
Why join Consolidated Community Credit Union?
We offer competitive rates, local decision-making, and member-focused service with 70+ years of financial stability.
Where are your branch locations?
We have six Oregon branches in Portland, Hood River, and surrounding areas with shared branch access nationwide.
Why bank locally with a credit union?
Local banking provides personalized service, community reinvestment, and better financial products than traditional banks.
What is your routing number?
Our routing number is 323075136 for all electronic transactions and direct deposits.
Can anyone join your credit union?
Membership is available to those living, working, or studying in specific Pacific Northwest counties and affiliated organizations.
Reviews (5)
Itz Unique Amieynurh
Jan 18, 2022
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FOREX AND CRYPTO TRADING INVESTMENT This may be inappropriate here but I have been looking for a resourceful investment to make, and after so many failed trials, I have been able to secure a proper investment which I have benefited from, and it would be wrong to keep it to myself while others can benefit as well. I have been able to secure a lot… for myself in less than a month with the help of Mrs loyce green. she is a Binary and Forex broker. I started with a minimum investment of $500 and earned $6,500 within 7 days. Most of you might think it's a joke, but this is how people miss wonderful
Abigail Gosney
Jan 05, 2022
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Brad Bacon was wonderful to work with. I am a broker in Oregon and I always love working with lenders who are responsive, personable, and accountable like Brad. Thanks so much for helping our transaction run smoothly, Brad!
P. Douglas
Oct 20, 2021
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We have banked here for at least 10 years and Consolidated has been consistently friendly, helpful, responsive and efficient in dealing with our banking needs. Originally their online banking option was pretty subpar, but it has improved tremendously in the last 3 years and kudos to them for taking the complaints of their customers and adopting a better platform. We would highly recommend them to anyone looking for an alternative to the mega-banks, like Chase or B of A.
Nate Crumet
Aug 21, 2021
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Extremely frustrating to deal with this organization. I am considering selling my car just to get away from CCCU as a lender (which would be easier even with the hassles of selling the car than dealing with CCCU). They are a nightmare to deal with. I think they are actively involved in fraud--if you want to learn more, read about force collateral protection insurance scams.
Tammy Crates
Jul 21, 2021
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Ive had an account here since 2009 and the customer service has slowly moved away from the credit union I liked and toward Comcast-style rudeness and lack of care. Im closing all my accounts after 12 years because these days theyre just another bank.
