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Trusted Insurance Solutions for Personal & Business Coverage
At Clemens Insurance, we have dedicated ourselves to providing comprehensive insurance solutions tailored to meet the unique needs of our clients. Since our establishment, we have grown to become one of the largest independent insurance agencies in downstate Illinois, proudly representing over 45 insurance companies. Our expertise spans personal insurance, business insurance, employee benefits, and corporate life and health insurance, ensuring we deliver timely, informed advice and support.We prioritize listening to our clients, offering access to diverse coverage options through partnerships with top-tier insurers. Our commitment to excellence is reflected in our active community involvement and the trust our clients place in us to protect what matters most to them.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Group Health Plans
Medicare Coverage
Cyber Liability Insurance
Trucking Insurance
Business Owners Policy
Disability Insurance
Highlights and features
- We offer 75+ years of combined insurance expertise in downstate Illinois.
- We partner with 45+ top-rated insurance carriers for comprehensive coverage options.
- We provide 24/7 access to policy management and claims support.
- Our team offers localized risk assessment and insurance solutions.
- We maintain a proven track record of responsive claims handling and client advocacy.
What people say
Great rates
Helpful staff
Responsive claims
Knowledgeable agents
Trusted coverage
Services
Business Auto Insurance
Clemens Insurance provides specialized business auto insurance for commercial vehicles, including trucks and delivery fleets. Our policies cover liability, physical damage, and cargo protection while addressing industry-specific risks like on-hook towing liabilities. We help businesses ensure compliance with state and federal regulations while minimizing financial exposure from vehicle-related incidents.
Cyber Liability Insurance
Our cyber liability insurance protects businesses from financial losses due to data breaches and cyberattacks. Coverage includes legal fees, notification costs, and business interruption losses. We assist organizations in assessing cybersecurity risks and implementing protective measures tailored to their specific industry requirements and compliance standards.
Group Health Plans
We offer customized group health insurance solutions for businesses of all sizes. Our services include plan design, carrier comparisons, and compliance guidance for Affordable Care Act regulations. Our brokers work with multiple insurance carriers to help employers find cost-effective coverage options that meet employees' healthcare needs while maintaining budget predictability.
Trucking Insurance
Clemens Insurance specializes in comprehensive trucking insurance packages for owner-operators and commercial fleets. Our coverage options include bobtail insurance, non-trucking liability, and trailer interchange protection. We address unique risks associated with cargo transport, garagekeeper's liability, and motor truck general liability to ensure continuous operations and financial security.
Home Insurance
Our home insurance policies protect personal property against common risks including fire, theft, and weather damage. We offer customizable coverage options for residential structures, personal belongings, and liability protection. Our agents help homeowners understand policy details, select appropriate coverage limits, and navigate the claims process efficiently.
Questions
What types of insurance does Clemens Insurance offer?
We provide personal insurance (auto, home, Medicare), business insurance (commercial auto, cyber liability), employee benefits (group health, disability), and specialized coverage for industries like trucking and construction.
Are you available outside regular business hours?
Yes, our CSR 24 Login provides 24/7 access to policy management tools, claims reporting, and account information. Emergency claims assistance is also available after hours.
How do I get an insurance quote?
Visit our website to request a quote online or contact our office directly at 309-662-2100. Our agents will help assess your needs and provide personalized coverage options.
Do you serve clients outside Illinois?
While headquartered in Illinois, we provide insurance services to clients in AL, AZ, CO, FL, GA, IA, IN, KS, KY, MI, MN, MO, NC, NE, NM, NV, OH, OR, SC, TN, TX, WA, and WI.
What payment options do you offer?
Clients can pay premiums through credit card, electronic check, or company check via our secure payment portal. Contact our office for specific billing inquiries and customized payment arrangements.
