Business Details
Personalized Financial Planning Services
Benningfield Financial Advisors is a fiduciary-driven investment advisory firm dedicated to helping individuals and families create personalized financial strategies. Our approach prioritizes your unique life circumstances, preferences, and long-term goals through comprehensive financial planning and disciplined investment management. With a commitment to transparency and ethical service, we act solely in our clients' best interests as SEC-registered fiduciaries.Our team specializes in navigating complex financial transitions, offering tailored solutions for estate planning, tax optimization, and retirement strategies. By maintaining a limited client base, we ensure personalized attention and enduring partnerships built on trust and shared objectives.
Services
Investment Management
Financial Planning
Estate Planning
Tax Planning
Retirement Planning
Portfolio Diversification
Wealth Management
Highlights and features
- We operate as fiduciaries legally obligated to prioritize client interests
- Our fee-only structure eliminates conflicts of interest from commissions
- We maintain a limited client base for personalized attention
- Our team combines legal, tax, and investment expertise (JD, CFP, CFA credentials)
- We address complete financial lives, not just investment portfolios
Associations and certifications
- SEC-registered investment adviser
Services
Investment Management
Our investment management service creates customized portfolios aligned with your financial goals and risk tolerance. We implement globally diversified strategies while minimizing costs, taxes, and turnover. Our disciplined approach focuses on long-term growth through strategic asset allocation and regular portfolio rebalancing.
Financial Planning
Comprehensive financial planning addresses your complete financial picture through personalized strategies. We help implement solutions for retirement readiness, tax optimization, insurance coverage, and major life transitions. Our process includes ongoing plan adjustments as your circumstances evolve.
Estate Planning
Estate planning services ensure your assets transfer according to your wishes while minimizing tax implications. We coordinate with legal professionals to create wills, trusts, and advanced directives that protect your legacy and provide for loved ones.
Tax Planning
Strategic tax planning identifies opportunities to reduce your tax burden through legal strategies. We focus on tax-efficient investment management, retirement account optimization, and coordinated planning with your accounting professionals.
Retirement Planning
Retirement planning develops sustainable income strategies for your post-career years. We analyze pension options, Social Security timing, and withdrawal strategies to ensure financial security throughout retirement while addressing healthcare and long-term care needs.
People
Milo M. Benningfield
Principal
JD and CFP credentialed financial advisor with expertise in complex financial transitions and wealth management strategies for high-net-worth clients.
Michael J. Johnson
Associate Financial Planner
CFA and CFP credentialed professional providing analytical support for investment strategies and comprehensive financial planning solutions.
Richard Truong
Client Service Associate
Supports client operations with administrative expertise and personalized service coordination for the advisory team.
Questions
What are your minimum investment requirements?
We typically work with clients having $3 million or more in investable assets, though we consider those on a path to reach this threshold.
How are your fees structured?
Our tiered fee structure ranges from 0.25% to 1.00% annually based on portfolio size, covering all planning and advisory services.
Are you legally required to act in my best interest?
Yes, as SEC-registered fiduciaries, we have a legal and ethical obligation to prioritize client interests above all else.
Do you work with international clients?
We serve clients across the United States and internationally through secure digital communication and global custodial relationships.
What happens during the initial consultation?
The first meeting explores your financial situation, goals, and challenges to determine if we can provide the specialized services you need.
