Business Details
Your Trusted Partner for Financial Solutions
At Heartland Credit Union, we are committed to empowering our members to achieve their financial dreams through personalized service and innovative solutions. With a focus on community and financial wellness, we offer a comprehensive range of products including savings accounts, certificates, and loans tailored to meet diverse needs. Our digital banking tools provide convenience and flexibility, allowing members to manage accounts anytime, anywhere. Backed by federal insurance and a dedication to transparency, we prioritize member satisfaction and long-term financial success. Our team of professionals brings extensive experience in financial services, ensuring expert guidance for every client.Through competitive rates and specialized programs like payment protection and mortgage pre-approvals, we strive to be a trusted partner in our members' financial journeys. Our physical branches across Wisconsin complement our digital services, offering personalized support when needed. Recognizing the importance of financial education, we provide resources like credit score coaching and budgeting tools. By combining local expertise with modern technology, we aim to make banking accessible and stress-free. Our commitment to ethical practices and member-centric values has solidified our reputation as a leading Wisconsin credit union.
Services
Auto Loans
Home Equity Loans
Savings Accounts
Mortgage Loans
Business Loans
Digital Banking
Payment Protection
Financial Coaching
Certificate Programs
Loan Pre-Approvals
Highlights and features
- We offer competitive APRs on vehicle and home equity loans.
- Our digital banking platform provides 24/7 account access and management tools.
- We provide personalized financial coaching and credit score resources.
- Our payment protection programs cover life events like unemployment or disability.
- We maintain physical branches across Wisconsin for in-person support.
Associations and certifications
- NCUA
- NMLS Certified
What people say
Friendly, knowledgeable staff
Great job
Quick and easy
Competitive rates
Convenient digital tools
Services
Auto Loans
Heartland Credit Union offers competitive auto loans with APRs starting at 4.74%. Our financing options cover new and used vehicles, with flexible terms to suit different budgets. Members benefit from streamlined approval processes and payment protection programs that provide security during unexpected life events.
Home Equity Loans
We provide competitive-rate home equity loans to help members leverage their property's value. These second mortgages offer fixed-rate stability for home improvements, debt consolidation, or major purchases. Our advisors help determine appropriate loan amounts based on individual financial situations and property equity.
Savings Accounts
Heartland offers multiple savings solutions including standard checking accounts, certificates with rates up to 3.95% APY, and specialized savings programs. Our Round Up Savings feature automates wealth building through everyday debit card transactions, while digital tools track progress toward financial goals.
Mortgage Loans
Our mortgage lending services include free pre-approval letters and competitive fixed-rate options. The process emphasizes transparency with clear rate disclosures and guidance through every step of home financing. Digital pre-approval strengthens buyers' positions in real estate transactions.
Digital Banking
Our digital platform enables 24/7 account management, bill payment, and transaction monitoring. Features include mobile check deposit, card controls, and real-time balance tracking. Security measures protect against fraud while maintaining user-friendly access to core banking functions.
Questions
What loan types does Heartland Credit Union offer?
We provide auto loans, home equity loans, mortgage loans, business loans, personal loans, and specialized financing options.
How can I access digital banking services?
Enroll through our website to access 24/7 account management, bill pay, and mobile banking features.
Are there financial education resources available?
Yes, we offer credit score coaching, budgeting tools, and financial wellness programs to members.
What payment protection options exist for loans?
Our payment protection covers life events like unemployment, disability, and medical leave through TruStage claims.
How do I schedule an in-person appointment?
Book appointments at any of our 11 Wisconsin branches through our online scheduling system.
Reviews (4)
Scott Johnson
Dec 13, 2021
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Was highly recommended by a friend so I joined and everything was fine. Was in process of moving my social security payment to Heartland and then the next morning when trying to login it said my account was closed. There was no reason given and to this day I never received an answer as to why. I guess depositing money and paying bills is illegal. Never had any overdrafts.
Alex Dalton
Nov 14, 2021
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Great bank and always great customer service. Jon the branch manager has been super helpful all the time and super friendly. If I wasnt moving Id might just move all my accounts over here.
Kat With Uh K.
Sep 17, 2021
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This goes for ALL of heartland banks. The whole banking system they have going on. How hard is it to honor the no overdrafts? They honestly want to steal from you at this point. So Hulu, netflix, HBO, all of those subscriptions. If you don't have the money they say what? Update your card. This month I shut my subs down, but I couldn't get into Disney to do so. So tell me why Disney takes money out that I don't have and puts me negative, WHEN I HAVE NO OVERDRAFTING ON? How hard was it as the bank to see that when setting my account up I asked to set it up in a way where the transaction is rejected
Candy Crawford
Sep 05, 2021
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Great rates for our car loan but would never use them again. They charge $7.99 to make an online payment!! And they tried to refinance our other loans but I backed out when they told me that it was the law that I HAD to go on the loans with my husband which is a lie.
