Open House Lending
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Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.

Open House Lending specializes in various loan program's to better suit just about any type of borrower. Whether it's a 1st time buyer, a mortgage refinance, the self-employed, bad credit or someone looking to downsize, we have programs. Best of all - we don't even have to pull credit to give a live quote*, and we have the ability to close your loan in 2 weeks!
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Since 1996, Richard Klemkowski has been the preferred mortgage lender of Maryland, serving The Eastern Shore, Baltimore and surrounding areas for home buyers, real estate agents, new home builders, banks, lenders and refinance candidates. Richard has helped many others in states that span across the United States, including DC, Delaware, Virginia, West Virginia, Pennsylvania, Georgia, Illinois, Colorado and California.
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The algorithm used to calculate the live rate quote is based on your credit score entered, mortgage program, loan amount, value/price, county and term. Full review of the mortgage application, income, credit, and assets & appraisal if applicable must be completed before a final loan approval would be issued.
New Home Mortgages
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When you work with state-licensed Open House Lending Corporation, you'll get the professional assistance you need to apply for the right type of mortgage to match your specific needs. Looking to finance a new home or refinance your mortgage? Whether you're a first-time buyer, upgrading, downsizing, a savvy investor or just looking to refinance your current loan, we can help.
Reverse Mortgages
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You have been dutifully paying your mortgage for years. Now it's time to discover the rewards with a reverse mortgage from locally owned Open House Lending Corporation. Our licensed specialists will answer all your questions, explain the proper process of a reverse mortgage and help with your decision.
Refinance Mortgages
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Get the most out of your monthly income by changing the terms of your home loan by refinancing with help from Open House Lending Corporation. Refinancing is the process of replacing an existing mortgage with a new loan. Now is the time to refinance. Rates are low! Stop by and get professional advice from our experienced staff to determine if refinancing is right for you.
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