The law firm of Jimmy E. McElroy & Associates is dedicated to helping clients in Tennessee and Mississippi recover from financial distress. For decades, we have guided clients through bankruptcy, foreclosure, debt consolidation and other financial matters. At Jimmy E. McElroy & Associates, we treat our clients with the utmost respect because we know bankruptcy can happen to anyone.
The first step in resolving your personal debt is consulting with a lawyer who is both experienced and caring. When you step into our office, you will be greeted by an attorney who is committed to helping you solve your problems. At Jimmy E. McElroy & Associates, located in Memphis, our attorneys take a personal approach to practicing law.
The first step in resolving your personal debt is consulting with a lawyer who is both experienced and caring. When you step into our office, you will be greeted by an attorney who is committed to helping you solve your problems. At Jimmy E. McElroy & Associates, located in Memphis, our attorneys take a personal approach to practicing law.
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Established in 1989, Jimmy E. McElroy & Associates has helped countless clients in Tennessee and Mississippi get through their financial difficulties. Bankruptcy is not just a cold financial accounting - it has a profound effect on people's lives. That is why attorney Jimmy E. McElroy founded his firm on the principles of respect, integrity and personal service.
Chapter 7 Bankruptcy
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Chapter 7 bankruptcy effectively "discharges" most of a person's or business's past debts, such as credit card balances and other bills. Although many people believe that filing for Chapter 7 will wipe out all of their debts, only eligible forms of debt can be discharged. To find out if Chapter 7 bankruptcy is the right choice for you, contact Jimmy E. McElroy & Associates in Memphis.
Chapter 13 Bankruptcy
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Chapter 13 bankruptcy allows you to set up an affordable plan for repaying a portion of your debt. The payment plan is customized to your unique situation. It is affordable because you pay your living expenses first, then any remaining income is divided among your creditors. If you have a regular source of income, you will most likely qualify for Chapter 13 bankruptcy.
What Can Bankruptcy Do For You
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Bankruptcy is a powerful avenue to a better financial future. While there may be other "debt settlement" companies out there, bankruptcy is the only method that is backed by the United States federal government. At Jimmy E. McElroy & Associates, we can help you get out of debt and prevent its negative effects through bankruptcy.
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