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Your Trusted El Paso Real Estate & Mortgage Partner
Acala Investments is a trusted real estate firm dedicated to providing exceptional investment solutions. With a strong focus on maximizing value and delivering superior returns, we leverage our expertise and industry knowledge to help clients navigate the dynamic real estate market. Our team has a combined knowledge of every aspect of the El Paso real estate market, with over 25 years of experience in local real estate transactions. We specialize in residential and commercial real estate brokerage, mortgage lending, and investment opportunities, offering tailored solutions for homebuyers, investors, and developers.

Our commitment to excellence is built on a foundation of in-depth market knowledge, rigorous analysis, and a proactive approach to seizing opportunities. We are dedicated to delivering comprehensive services that meet our clients' unique needs, whether it's investment opportunities, property management, development projects, or expert advisory services. Our unwavering dedication to excellence and a client-centric approach ensures that we build lasting relationships and drive remarkable success in the realm of real estate.
Services
Mortgage Lending Commercial Real Estate Property Management Real Estate Development Investment Opportunities Foreclosure Assistance Residential Brokerage Hard Money Loans 1031 Exchanges Leasing Services
Highlights and features
  • We specialize in local El Paso market insights with 25+ years of real estate experience.
  • Our team holds active licenses through TREC and NMLS for trusted mortgage lending.
  • We provide tailored investment strategies leveraging commercial and residential expertise.
  • Our dual focus on brokerage and property development ensures comprehensive solutions.
  • Client relationships are prioritized through transparent communication and ethical practices.
Services
Mortgage Lending
Acala Investments provides accessible mortgage lending services for residential and commercial properties in El Paso, TX. Our hard money lending specializes in non-traditional financing, including construction loans and equity-based solutions. With expertise in navigating credit challenges and flexible underwriting criteria, we help clients achieve property ownership or investment opportunities through personalized loan structuring and timely approvals.
Commercial Real Estate
Our commercial real estate services focus on investment, development, and brokerage for office buildings, retail spaces, and industrial properties. We offer strategic site selection, due diligence, and 1031 exchange expertise, combined with local market insights. Our team manages transactions from acquisition to leasing, ensuring clients maximize returns on commercial investments through data-driven decision-making and industry partnerships.
Property Management
Property management services optimize real estate investments through proactive maintenance, tenant relations, and financial reporting. We implement cost-effective strategies to preserve asset value while ensuring regulatory compliance and rent optimization. Our client-centric approach includes transparent communication and tailored solutions for both residential and commercial portfolios, maximizing long-term profitability for property owners.
Real Estate Development
Specializing in raw land development and distressed asset revitalization, we transform real estate concepts into profitable ventures. Services include zoning analysis, infrastructure planning, and contractor coordination for commercial projects. Our focus on market demand and regulatory compliance ensures developments meet community needs while delivering competitive returns through strategic location selection and efficient project execution.
Investment Opportunities
We identify and structure real estate investment opportunities in both residential and commercial markets, emphasizing tax advantages and portfolio diversification. Our services cover fix-and-flip projects, rental properties, and 1st lien mortgage notes. With market analysis and risk assessment, we help clients achieve financial goals through tangible assets in stable Texas markets like El Paso and Las Cruces.
People
Manny Jemente
Broker/Owner
Manny Jemente founded Acala Investments after 20 years in commercial development and mortgage fund management. A Stanford graduate, he holds TREC Broker #525011 and NMLS #279509 licenses, combining academic rigor with practical expertise. His background includes real estate development, investor partnerships, and Community College Board service.
Ruben Garcia
Real Estate Agent
With 12 years of commercial and residential sales experience, Ruben Garcia prioritizes client interests through ethical practices. A UTEP business graduate, he leverages local market knowledge and negotiation skills while maintaining long-term client relationships built on transparency and value-driven decisions.
Brian Ricci
Loan Originator
Brian Ricci has managed hard money portfolios since 2009, bringing loan origination expertise since 2018. His decade of medical supply management complements real estate financing experience, offering clients diversified financial insights. He actively contributes to local youth organizations through scouting and Sunturians scholarships.
Amanda Perez
Investment Specialist
Amanda Perez joined Acala in 2024 after earning an MS in International Real Estate from Florida International University. Her expertise in ARGUS software and data analysis enhances investment strategy development. As a former family business manager, she combines practical experience with academic excellence in commercial development and financial services.
Questions
What types of mortgage loans does Acala Investments offer?
We provide residential and commercial mortgage loans, including hard money and construction financing across Texas, with flexible criteria for various credit profiles.
Can you explain 1031 exchange services?
Our experts guide clients through tax-deferred property exchanges for commercial investments, offering strategic planning from property identification to transaction completion.
What commercial real estate services are available?
We handle commercial property transactions, development feasibility studies, and asset management for office spaces, retail centers, and industrial properties in El Paso.
How does Acala assist with real estate investments?
We identify fix-and-flip opportunities, rental properties, and 1st lien mortgage notes while providing market analysis and risk assessment for El Paso investors.
What property management services are offered?
Our comprehensive management includes tenant screening, maintenance coordination, financial reporting, and lease administration for residential and commercial property owners.
Do you work with first-time real estate investors?
Yes, we mentor new investors through market entry strategies, financing options, and portfolio-building approaches tailored to individual financial goals.
Reviews (1)
Soledad Basoco
May 28, 2020 Report
Manny Jemente is very knowledgeable, thorough and responsive. I recommend him to anyone looking for a loan.