Business Details
25 Years
experience
Your Trusted Bankruptcy Lawyer in Southampton, PA
The Law Office of Michael Schwartz is a dedicated legal practice specializing in bankruptcy law, serving clients across Bucks, Delaware, and Montgomery counties in Pennsylvania. With over 30 years of legal experience and more than two decades focused exclusively on bankruptcy, our firm provides compassionate and knowledgeable guidance for individuals facing financial challenges. Founded in 2001, we prioritize personalized client relationships and have earned consistent 5-star reviews for our responsive and transparent approach. Our practice spans Chapter 7 and Chapter 13 bankruptcy filings, foreclosure prevention, debt settlement, and IRS tax debt resolution.Michael Schwartz, a graduate of Widener University School of Law, brings technical expertise from his background in chemical engineering to complex financial cases. Admitted to practice in Pennsylvania and New Jersey since 1992, we combine legal acumen with practical problem-solving to help clients achieve financial fresh starts. Our three convenient office locations in Southampton, Perkasie, and Havertown ensure accessible support for local communities. Recognized with the Shalom Award for community service, we maintain a commitment to ethical practice and client-centered advocacy.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
IRS Debt Resolution
Loan Modification
Foreclosure Prevention
Credit Card Lawsuits
Short Sales
Divorce Bankruptcy
Small Business Bankruptcy
Sheriff Sale Prevention
Details
- Year established: 2001
Highlights and features
- We offer 30+ years of legal experience with 20+ years specializing in bankruptcy law
- Our practice maintains a 5-star client satisfaction rating across multiple platforms
- Three convenient office locations serving Bucks, Delaware, and Montgomery counties
- Attorney Schwartz combines legal expertise with engineering background for complex cases
- Free initial bankruptcy evaluations available at all office locations
What people say
Honest and efficient
Excellent from beginning to end
Professional, knowledgeable, and compassionate
Prompt responses
Trustworthy attorney
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation for qualifying individuals. This process stops creditor harassment, freezes bank accounts, and prevents property seizures. Eligibility depends on income relative to Pennsylvania median levels, with exemptions protecting certain assets.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for debtors with regular income. This option stops foreclosures, restructures mortgage arrears over five years, and reduces monthly payments on credit cards and IRS debts. It preserves assets while providing manageable debt resolution.
Foreclosure Prevention
Our foreclosure defense services utilize bankruptcy filings to halt home seizures. We develop strategies to cure mortgage arrears through Chapter 13 plans, negotiate with lenders, and protect homeowners facing sheriff sales or tax liens.
IRS Debt Resolution
We address federal tax liabilities through bankruptcy options that stop wage garnishments and bank levies. Our approach reduces tax debt burdens, halts penalty accruals, and creates payment plans tailored to clients' financial capacities.
Credit Card Lawsuits
Our firm defends clients against credit card debt collection lawsuits. We analyze debt validity, challenge improper claims, and explore bankruptcy discharge options to resolve unsecured obligations permanently.
People
Michael Schwartz
Attorney & Founder
Michael Schwartz is a bankruptcy attorney with 30+ years of legal experience, focusing exclusively on bankruptcy since 2001. He graduated from Widener University School of Law and holds a chemical engineering degree. Admitted in PA and NJ, he serves Bucks County communities with compassionate legal counsel.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, providing solutions for unsecured debt elimination and structured repayment plans.
How can bankruptcy stop foreclosure?
Filing for Chapter 13 bankruptcy immediately halts foreclosure proceedings and allows mortgage arrears to be repaid over five years.
Do you offer free consultations?
Yes, we provide free bankruptcy evaluations at all our office locations to discuss your debt relief options.
Can IRS debts be discharged?
While most tax debts aren't dischargeable, Chapter 13 bankruptcy can restructure IRS obligations into manageable payment plans.
What areas do you serve?
We serve clients throughout Bucks, Delaware, and Montgomery counties with offices in Southampton, Perkasie, and Havertown, PA.
How long does bankruptcy take?
Chapter 7 cases typically complete in 3-4 months, while Chapter 13 requires 3-5 years of plan payments before discharge.
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Reviews (1)
L. Hpiii
May 15, 2020
Report
Firstly, I'm not using my full name, obviously for confidentiality reasons, but I wanted to write this review in hopes that anyone who is looking for an honest, hardworking lawyer that will follow the law and assist you with any bankruptcy proceedings, look no further than Michael Schwartz! My family and I are grateful for his services and while the burden of being bankrupt in and of itself is very stressful, Michael was instrumental in providing sound advice and legal know-how to successfully position us, in the right direction, moving forward. I wish anyone who is going through what we went through
