iLending Direct
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iLending Direct
We help people refinance their auto loans, lower monthly payments and save money for what matters most. The calculated monthly payment above is based on the APR, loan term, and loan amount you entered. Your payment may change if any of these terms vary. APR is the Annual Percentage Rate.

Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics.A representative example of payment terms are as follows: an Amount Financed of $25,000 with an APR of 7.50% and a term of 72 months would have a monthly payment of $432.25.
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What We Do
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At iLendingDIRECT, we have a number of smart financial solutions that can save you money, and our team of professional loan consultants is here to help you every step of the way. If you're looking to refinance your auto loan, want to reduce your interest rate, or would like to ease out of a challenging credit history that has left you with some credit repair needs, we are here to help!
About
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Founded in 2006, iLendingDIRECT is an award-winning, national leader in automotive refinancing. Through strategic partnerships with credit unions, banks, and other financial institutions nationwide, we offer competitive interest rates on auto loans and creative financing solutions to thousands of consumers each year.
Our Story
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Patrick Fitzgerald founded our parent company, Fleet Financial, in 2006. The original business model was created to finance company fleet vehicles with credit union partners, offering customers who drove company vehicles in a less expensive way to own them once their leases were up. Patrick had a strong background in the automotive finance market, with experience in both direct and indirect lending.
Our Team
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We'd like to introduce you to our tight-knit group of hard-working, hard-playing individuals who make up the iLendingDIRECT family. We abide by our Core Values and treat each other with respect. We have a diverse, fun-loving group of people who share one thing in common: each and every one of us wants to make a difference in our customers' lives.
Careers
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Congratulations on taking the first step in becoming a member of iLendingDIRECT! We are excited to have you consider applying to be a member of our amazing team. We are proud to have been honored as one of the Denver Business Journal's Best Places to Work in 2016, 2017, 2018 and 2019! How did we achieve this incredible distinction?
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