Business Details
Your Trusted Financial Partner in Tennessee
FedTrust Federal Credit Union has been dedicated to providing personalized financial solutions to our members since our establishment. Our commitment to excellence is reflected in our comprehensive range of services, including savings accounts, loan products, and digital banking tools designed to meet the evolving needs of our community. With a focus on member satisfaction, we offer competitive interest rates, flexible loan terms, and a team of experienced professionals who prioritize your financial well-being. Our federally insured accounts ensure security and peace of mind, while our 24/7 online banking platform provides convenience at your fingertips. We take pride in fostering long-term relationships built on trust, transparency, and a deep understanding of our members' financial goals.Whether you're purchasing a home, financing a vehicle, or planning for the future, we are here to guide you every step of the way. Our dedication to community empowerment is evident in our tailored financial education resources and responsive customer service. By maintaining a member-centric approach, we ensure that every decision we make aligns with the best interests of those we serve. Our physical branches in Memphis and Arlington, Tennessee, complement our digital services, offering personalized assistance when needed. Through consistent innovation and adherence to core values, we strive to be the most trusted financial partner in the region.
Services
Auto Loans
Mortgage Loans
Signature Loans
Online Banking
Home Equity Lines
Highlights and features
- We offer 24/7 online banking with real-time account access.
- Our loan products feature competitive rates and flexible terms.
- Federally insured accounts protect deposits up to $250,000.
- Experienced staff provides personalized financial guidance.
- Local branches complement digital services for comprehensive support.
Associations and certifications
- FDIC
Services
Auto Loans
FedTrust offers comprehensive auto loan solutions for new and used vehicles with up to 84-month terms. We finance up to 100% of retail value plus taxes and fees. Our streamlined application process allows quick approval for members seeking cars, SUVs, or trucks.
Mortgage Loans
Our conventional mortgage programs support first-time homebuyers and refinancing needs with up to 80% loan-to-value ratios. We offer fixed-rate options for 15-year terms and flexible balloon payment structures to accommodate various homeownership goals.
Online Banking
Access 24/7 account management through our secure It'sMe247 platform. Features include bill payment, fund transfers, eStatements, and mobile check deposit. This service ensures convenient financial management from any location at any time.
Signature Loans
Designed for unexpected expenses, these unsecured loans offer up to $15,000 with 60-month repayment terms. Ideal for emergency funding needs, applications receive prompt evaluation with competitive interest rates for qualified members.
Home Equity Lines
Leverage your home's equity for debt consolidation or major expenses. We offer lines of credit up to 100% of available equity with draw periods spanning seven years, providing flexible access to funds when needed.
Questions
What loan types does FedTrust offer?
We provide auto loans, mortgages, signature loans, home equity lines, ATV/motorcycle loans, and collateral loans with competitive terms.
How can I access my accounts after hours?
Our 24/7 online banking platform allows secure account access anytime from any device.
Are my deposits insured?
Yes, all accounts are federally insured up to $250,000 through the NCUA.
Do you offer home equity financing options?
We provide home equity lines of credit up to 100% of your home's equity with flexible repayment terms.
What are your branch locations?
We serve Memphis and Arlington, Tennessee with multiple branch locations and extended Saturday hours at our Arlington branch.
