Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Vancouver, WA
Established in 1956, our credit union was founded by Local 4 Longshoremen to serve union members and their families. Over six decades, we have grown while maintaining our commitment to personalized service and competitive financial products. As a member-owned institution, we prioritize your financial well-being through tailored solutions. Our board of directors consists of elected members who understand your needs firsthand. We offer a wide range of services including auto loans, home equity loans, and savings accounts with competitive dividends.Our signature loan programs provide flexible options for various financial goals. We pioneered low-cost financing solutions for recreational vehicles and major purchases. Our home banking services enable convenient 24/7 account access. We maintain federal insurance coverage up to $250,000 through NCUA. Our legacy of trust and community focus continues to guide our operations today.
Services
Auto Loans
Home Equity Loans
Savings Accounts
Credit Cards
Online Banking
RV Financing
IRA Accounts
Details
- Year established: 1956
Highlights and features
- Serving members since 1956 with financial expertise
- Member-owned cooperative structure ensures community focus
- Competitive auto loan rates starting at 1.99%
- Personalized service from experienced local professionals
- Federally insured deposits up to $250,000
Associations and certifications
- NCUA
Services
Auto Loans
We provide competitive financing options for new and used vehicles with rates starting at 1.99%. Our loans allow unrestricted vehicle choice without manufacturer limitations. Flexible terms and no hidden fees ensure transparent automotive financing solutions for our members.
Home Equity Loans
Variable rate home equity loans finance up to 90% of appraised value. These lines of credit offer flexible borrowing against property equity. Our specialists help members access competitive rates for home improvement or debt consolidation purposes.
Savings Accounts
Our share accounts provide competitive dividends with no monthly fees. Members earn returns proportional to their investment. Specialized options include money market accounts, certificates, and IRA accounts with tax advantages for retirement planning.
Credit Cards
Low-rate VISA credit cards offer no annual fees and 25-day grace periods. Premium platinum options provide enhanced benefits. Our debit cards enable global transactions and cash access through MasterCard networks at thousands of ATMs.
Online Banking
24/7 home banking provides account access from any internet-connected device. Members can check balances, transfer funds, and manage accounts securely online. Our digital platform supports loan applications and document submissions for convenient financial management.
Questions
Who is eligible for membership?
Membership requires employment with specific unions including International Longshore and Warehouse Union Local 4, Boilermakers Local 104, or Inlandboatmen's Union of the Pacific. Family members of existing members also qualify.
What loan types do you offer?
We provide auto loans, home equity loans, signature loans up to $15,000, recreational vehicle financing, and VISA credit card options with competitive rates and flexible terms.
Are deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency providing security for member accounts.
Do you offer online banking services?
Our home banking system provides 24/7 account access for balance checks, fund transfers, and transaction history from any internet-connected device with secure login capabilities.
What savings options are available?
We offer regular share accounts, money market accounts, share certificates, and IRA accounts with competitive dividend rates. Minimum balance requirements and withdrawal terms vary by account type.
