Business Details
16 Years
experience
Trusted Financial Advisory Services for Institutions
Founded in 2010, Yuba Group provides independent, objective financial advisory services to higher education and not-for-profit institutions. Our team combines decades of experience in investment banking, credit rating, and capital markets to deliver customized solutions for complex financial challenges. We specialize in capital planning, debt management, and strategic governance while maintaining strict independence from traditional banking conflicts.Our approach integrates quantitative analysis with deep institutional knowledge to support long-term financial stability. We serve as trusted advocates for our clients in interactions with rating agencies, financial institutions, and industry stakeholders.
Services
Capital Markets Advisory
Debt Management
Governance Reporting
Financial Planning
Derivatives Analysis
Liquidity Management
Rating Agency Strategy
Cash Flow Forecasting
Details
- Year established: 2010
Highlights and features
- We offer 10+ decades of combined experience in institutional finance
- Our customized approach addresses each client's unique capital needs
- We maintain strict independence from banking conflicts of interest
- Our team includes experts with backgrounds in investment banking and credit rating
- We advocate for industry standards through market participant engagement
Associations and certifications
- U.S. Securities and Exchange Commission
- Municipal Securities Rulemaking Boards
Services
Capital Markets Advisory
We provide comprehensive guidance on public and private debt issuance, including taxable and tax-exempt financing structures. Our team evaluates optimal capital market strategies and assists with banking team selection. We specialize in public-private partnership assessments and commercial paper program development for institutional clients.
Debt Management
Our debt management services include rating agency strategy preparation, counterparty relationship management, and portfolio risk evaluation. We help institutions develop sustainable debt structures while maintaining compliance with financial covenants and market regulations through continuous monitoring and analysis.
Governance Reporting
We develop customized governance frameworks and reporting dashboards for board presentations. Our services include debt policy formulation, liquidity management strategies, and implementation of cash position monitoring systems to support informed decision-making at all organizational levels.
Financial Planning
Our financial planning services feature customized dashboard development, debt capacity assessments, and institutional benchmarking. We create financial projection models and operating cash flow forecasts to support long-term capital planning and strategic decision-making for educational and non-profit organizations.
Derivatives Analysis
We provide expert analysis of derivative transactions including swap execution and portfolio risk evaluation. Our team offers liquidity facility procurement and maintenance services while ensuring proper risk management frameworks are in place for complex financial instruments.
People
Linda Fan
Managing Partner
Linda Fan leads Yuba Group's New York office with extensive experience in municipal finance and higher education capital planning. She specializes in debt structuring and institutional financial strategy.
Joe Beare
Partner
Joe Beare brings decades of investment banking expertise to San Francisco clients, focusing on credit analysis and capital market transactions for non-profit organizations and educational institutions.
Roger Goodman
Partner
Roger Goodman specializes in swap advisory services and financial risk management with a focus on Toronto-based institutional clients and cross-border financing solutions.
Jonathan Lin
Director
As a CFA charterholder, Jonathan Lin provides analytical leadership in financial modeling and capital planning for San Francisco clients with expertise in institutional investment strategies.
Harper Watters
Director
Harper Watters leads Philadelphia client engagements with specialized knowledge in liquidity management and cash flow forecasting for non-profit organizations and educational institutions.
Questions
What types of institutions do you work with?
We specialize in serving higher education institutions and not-for-profit organizations with customized financial advisory services tailored to their unique capital needs.
How are you different from traditional banks?
As independent advisors, we avoid conflicts of interest inherent in traditional banking relationships, providing objective analysis focused solely on our clients' long-term financial health.
What geographic areas do you serve?
We operate from offices in New York City, Philadelphia, and San Francisco, serving clients nationwide with local market expertise in these key regions.
What services do you offer?
Our services include capital markets advisory, debt management, governance reporting, financial planning, and derivatives analysis tailored to educational and non-profit institutions.
How do you approach client engagements?
We customize each engagement to match institutional needs, combining quantitative analysis with strategic guidance through tailored analytical tools and models developed for specific client circumstances.
What qualifications do your team members have?
Our team includes experts with decades of experience in investment banking, credit rating, consulting, and municipal finance, including CFA charterholders and former banking professionals.
