Business Details
Trusted Financial Advisers for Optometric Practice Owners
As a specialized financial advisory firm serving optometric practice owners nationwide, we provide comprehensive wealth management solutions tailored to the unique challenges of healthcare entrepreneurs. Our team of CERTIFIED FINANCIAL PLANNERS combines deep industry expertise with personalized service to help clients optimize cash flow, reduce tax burdens, and achieve financial independence. With a proven track record of guiding over 850 practices across 40+ states, we offer a proactive service model that integrates business growth strategies with personal financial planning.Our fiduciary obligation ensures all recommendations prioritize client interests over product sales, while our proprietary planning cycle maintains continuous oversight of financial strategies. Through educational resources like our 20/20 Money podcast and practice owner toolkit, we empower clients to make informed decisions about practice transitions, investment management, and long-term wealth preservation.
Services
Financial Planning
Wealth Management
Practice Transition
Tax Optimization
Investment Strategies
Business Valuation
Retirement Planning
Risk Management
Estate Planning
Cash Flow Analysis
Highlights and features
- Specialize in advising optometry practice owners with proven industry expertise
- Provide personalized CFO-level partnership for financial strategy development
- Demonstrated impact managing over $850M in practice revenue nationwide
- Operate under fiduciary obligation to prioritize client interests over product sales
- Offer proactive service model with continuous financial strategy oversight
Associations and certifications
- CERTIFIED FINANCIAL PLANNER Board of Standards
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for optometric practice owners. We analyze practice revenue, personal assets, and long-term goals to develop integrated strategies that optimize cash flow, reduce tax liabilities, and build sustainable wealth. Our planners work closely with clients to implement actionable plans that align with their professional and personal objectives.
Wealth Management
We provide holistic wealth management solutions tailored to healthcare entrepreneurs. Our services include investment portfolio management, risk assessment, retirement planning, and estate strategies. We focus on preserving and growing wealth through diversified approaches that consider both personal and business financial needs while maintaining compliance with industry regulations.
Practice Transition
Specialized practice transition services guide optometrists through selling or transferring their practices. We help determine business valuations, identify potential buyers, and structure transactions that maximize financial returns. Our expertise includes navigating private equity sales and ensuring smooth transitions that protect both business value and professional legacy.
Tax Optimization
Our tax optimization service identifies legitimate opportunities to minimize tax liabilities for practice owners. We analyze business structures, investment vehicles, and retirement accounts to implement strategies that reduce taxable income while maintaining compliance. Our approach considers both current tax savings and long-term financial implications specific to optometric practices.
Investment Strategies
We develop customized investment strategies aligned with clients' risk tolerance and financial goals. Our approach combines market analysis with personalized asset allocation to build diversified portfolios. We continuously monitor and adjust investments to optimize returns while maintaining appropriate risk levels for optometric practice owners seeking long-term wealth growth.
People
Adam Cmejla
Founder & CFP Wealth Advisor
As founder, Adam combines 20+ years of financial planning experience with unique optometry industry insights. Married to an optometrist, he understands practice owners' financial challenges and created IPWM to address their specialized needs through evidence-based strategies.
John Bohnsack
CFP Wealth Advisor
John brings extensive experience in wealth management for healthcare professionals. His expertise focuses on integrating business operations with personal financial planning to help optometrists achieve long-term financial security through customized investment and tax strategies.
Jamie Lovin
CFP Wealth Advisor
Jamie specializes in practice transition planning and retirement strategies for optometric entrepreneurs. With deep knowledge of practice valuations and exit strategies, she helps clients maximize business value while ensuring smooth ownership transitions aligned with personal goals.
Cathy Sutter
Practice Manager
Cathy oversees client operations and service delivery coordination. Her background in healthcare administration enables efficient implementation of financial plans while maintaining focus on client needs and ensuring seamless communication between advisors and practice owners.
Kate Skowronek
CFP Wealth Advisor
Kate specializes in tax optimization and estate planning for optometric practice owners. Her analytical approach identifies customized strategies to minimize tax liabilities and preserve wealth across generations while maintaining compliance with evolving financial regulations.
Questions
What specific financial challenges do optometric practice owners face?
Optometrists often struggle with balancing practice growth and personal financial goals, managing tax complexities unique to healthcare businesses, and planning for practice transitions while maintaining cash flow stability.
How does your service model differ from traditional financial advisors?
We provide ongoing 'Personal CFO' partnership with specialized knowledge of optometry business models, combining proactive financial strategy implementation with reactive support for changing business circumstances.
What practice revenue requirements exist for working with your firm?
We typically work with practices generating $850k+ in annual revenue to ensure sufficient complexity justifies our comprehensive advisory services and provides optimal value for clients.
How do you help with practice exit planning?
Our transition specialists guide valuation processes, identify qualified buyers, and structure transactions that maximize financial returns while protecting professional legacies through strategic timing and negotiation support.
What sets your investment strategies apart for healthcare entrepreneurs?
We create customized portfolios considering both personal and practice-related financial factors, using evidence-based approaches that balance risk management with growth potential tailored to optometrists' unique circumstances.
