Harper Mortgage Team
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Harper Mortgage Team
If so, you have come to the right place! As an Orlando mortgage expert, I am dedicated to providing you with the valuable real estate and mortgage financing information you need to make your mortgage process as enjoyable as possible! I will use the knowledge and expertise I have gained throughout my years of working in the mortgage industry to help you make educated, confident decisions about your home financing.

Whether you are purchasing a new home or looking to refinancing your existing Central Florida mortgage, you will find all the information you need within this website. If there is something you are looking for, but can't seem to find, please feel free to give me a call and I will be happy to provide you with the information you need!
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Every client's situation is different and as much as we try, we know there is only so much information that can be found on our website in regards to your particular situation. If you are looking for more specifics about a certain topic, or have questions about anything you see, or don't see, on our website please don't hesitate to reach out to one of the knowledgeable Orlando mortgage brokers on our team to ask.
Resources
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We know you have a lot of big decisions ahead of you as you start on your journey to owning your own home. We want to make sure that you have access to all the information you need to make educated decisions about the different aspects of the home buying journey. To help you save as much time and money as possible, we have begun creating a list of home buying resources for your convenience.
What Size Loan Can I Qualify For
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How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making.
How Much Will My Monthly Payments Be
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Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes. As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment.
Renting vs Buying
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Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home. If you were to pay $800.00 per month, for example, and the average rental payment increase was 4.000%, you would pay $51,996.70 in a 5 year period toward rent.
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