Birtwhistle & Livingston has been in the insurance industry in Englewood, New Jersey since 1892. Whether working with individual policyholders or large private institutions, our hallmark has always been our personal relationships with clients. We function as your advocate when placing business with an insurance company, initiating changes in existing coverages, or responding to a loss.
We represent, or have direct access to, all major insurance companies and alternative markets. With the skills and experience to help our clients identify risks, we customize policies for each situation, and choose the carrier that best balances protection with price. As an independent agency, we provide clients with insurance programs tailored to their unique needs.
We represent, or have direct access to, all major insurance companies and alternative markets. With the skills and experience to help our clients identify risks, we customize policies for each situation, and choose the carrier that best balances protection with price. As an independent agency, we provide clients with insurance programs tailored to their unique needs.
Services
Who We Are
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Based in Englewood, New Jersey, Birtwhistle and Livingston Insurance is proud to serve the insurance needs of our community and region. We take care of our customers like family. Our staff will create a targeted personal insurance program for you and your family's needs. It is important to us that we build trust by providing guidance for the best protection for you and your property.
Auto Insurance
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Auto insurance protects you and your family should you have an accident. It serves as a contract between you and your insurance company. You pay a monthly or annual premium, and the insurance company promises to pay for specific car-related financial losses based on the coverage limits we work together to establish.
Boat, Motorcycle, & ATV Insurance
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You should insure your recreational vehicles just like you insure your car. Liability, physical damage, medical expenses, and roadside assistance coverage are all part of a robust recreational vehicle policy. We know you value your recreational time, and we want to help you protect your boat, bike, or ATV in the event of an accident.
Homeowners Insurance
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Homeowners insurance policies cover more than just your home. They cover your contents at replacement cost, additional living expense in case of a disaster, and personal liability insurance. To include a broad range of insurance coverage under your homeowners, you may consider an umbrella policy. Ask your agent if this would be right for you.
Condo Insurance
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Condo insurance policies don't just cover the condo itself. They provide dependable coverage of your personal property, as well as the medical expenses stemming from a personal injury or wrongful death. Purchasing a reliable policy with the appropriate riders is like buying a warm blanket that keeps your family, your home, and your wallet safe and secure throughout the year.
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