Business Details
Expert Mortgage Lending Services in Los Angeles
Fortitude Real Estate Loans is a mortgage brokerage firm dedicated to providing comprehensive financing solutions for homebuyers, refinancers, and commercial property investors. With a focus on personalized service, we offer a diverse range of loan options including conventional, FHA, VA, USDA, jumbo, and specialty programs like reverse mortgages and fix-and-flip financing. Our team specializes in guiding clients through complex transactions, offering low-documentation programs to simplify the process and tailored solutions for first-time buyers.Based in Los Angeles and serving all of California, our principal broker, Benjamin Pruett, brings extensive experience and expertise to deliver competitive rates through partnerships with leading national lenders. We prioritize transparency and client satisfaction, ensuring each customer receives customized advice aligned with their unique financial goals.
Services
Home Purchase Loans
Refinancing
Commercial Loans
FHA Loans
VA Loans
USDA Loans
HELOC
Jumbo Loans
SBA Loans
Fix & Flip Financing
Highlights and features
- We offer tailored loan options for diverse financial situations
- Our team specializes in low-documentation mortgage programs
- We provide personalized guidance through the entire loan process
- Our principal broker brings extensive local market expertise
- We partner with national lenders to secure competitive rates
Services
Home Purchase Loans
We provide comprehensive home purchase financing solutions including conventional loans with low down payment options, FHA programs for first-time buyers, and jumbo loans for high-value properties. Our process includes personalized rate quotes, documentation guidance, and streamlined approvals to help clients achieve homeownership efficiently while meeting diverse financial needs across California.
Commercial Loans
Our commercial loan services cater to multi-family properties, office buildings, and retail centers with customized financing structures. We offer competitive terms for California-based commercial real estate investors, including SBA 504 loans for property acquisition or renovation. Our expertise ensures tailored solutions that align with business owners' investment strategies and cash flow requirements.
Refinancing
We specialize in mortgage rate reduction programs, cash-out refinancing for debt consolidation, and term adjustments to accelerate loan payoff. Our refinancing options help Californians optimize their home equity while maintaining financial flexibility, with personalized analysis to determine the most beneficial approach for each client's unique situation.
HELOC
Our home equity line of credit solutions provides flexible access to home equity with a 10-year draw period followed by amortization. We offer these as standalone products or 'piggyback' loans during purchases to reduce down payment requirements, helping California homeowners leverage their property value for financial opportunities.
Fix & Flip Financing
We provide short-term financing solutions for real estate investors purchasing distressed properties in California. Our fix-and-flip loans consider property ARV, renovation costs, and investor experience to enable profitable turnaround projects while maintaining collateral security through trust deed arrangements.
People
Benjamin Pruett
Principal Broker
Benjamin Pruett is the principal broker and owner of Fortitude Real Estate Loans, bringing extensive mortgage industry experience to California clients. With NMLS certification #670105, he specializes in guiding clients through complex loan programs while maintaining a commitment to personalized service and ethical lending practices.
Questions
What types of mortgage loans do you offer?
We offer conventional loans, FHA/VA/USDA programs, jumbo mortgages, reverse mortgages, HELOCs, and specialized options like fix-and-flip and ADU financing.
Do you provide refinancing options?
Yes, we offer rate reduction, cash-out, and term adjustment refinancing programs tailored to California homeowners' financial goals.
What areas do you serve?
We operate throughout California, supporting residential and commercial loan transactions statewide with local market expertise.
Are there loan options for first-time homebuyers?
Yes, we offer low down payment programs including FHA loans and specialized guidance to help first-time buyers navigate the mortgage process.
How can I get a mortgage rate quote?
Request your free, no-obligation rate quote through our website or contact our Los Angeles office directly at (858) 336-4618 for personalized pricing.
Reviews (5)
Falcon Surf Team
Nov 07, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I've been in the financial services industry for 30+ years and Ben is one of the best loan consultants I've ever worked with. I've known him for 20+ years and he's taken care of our personal mortgage, rental property and helped many of my clients. We highly recommend Ben if you're considering a new mortgage or re-finance.
I've been in the financial services industry for 30+ years and Ben is one of the best loan consultants I've ever worked with. I've known him for 20+ years and he's taken care of our personal mortgage, rental property and helped many of my clients. We highly recommend Ben if you're considering a new mortgage or re-finance.
Floyddell Wilson I.
Oct 24, 2021
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After a poor and lengthy experience with a prior lender, I was referred to Mr. Pruett and without hesitancy he got right on it. Within a couple of weeks, Benjamin had the paperwork set and an appraisal scheduled. He saved the day!
APPLAUSE!
APPLAUSE!
Heidy Valiente
Sep 07, 2021
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Ben is the man! Not only did he help us through the entire process of purchasing our home, but he helped us explore options that we werent even considering. We are so thankful to Ben for sticking with us through our home buying process. He really came through for us from start to finish! Thank you, Ben!
Olivera Korkanovic
Feb 26, 2021
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Benjamin has helped us twice,on occasion of purchasing our home, and years later for refinancing the same. We had numerous offers and couldve chosen anyone, but with Ben, we felt honesty, integrity and he looks after you as its his own family. He was professional, great in explaining the process and guiding us so smooth that we definitely are recommending him to our friends and anyone that wants stress free transition in achieving their dreams. We are forever grateful!
Brad Graiff
Oct 08, 2020
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Ben Pruett helped our family to purchase our "forever home" with a home loan, as well as our other home's re-fi & loc. We will always be grateful to Ben for going above & beyond to make the entire process so smooth & efficient. He was & still is always available to answer any text or email for questions we may have...and kept us fully informed of every step of our escrow process, so we always felt like we were being well taken care of. He is always providing us with up-to-date market information during the changing times we live in...and is very helpful with his connections to realtors, contractors
