Getting the insurance you need at the right price does not have to be hard, confusing or time-consuming. At True Rate Insurance, our goal is to help you understand how we can assist you. Here, we take the time to ask the right questions and, most importantly, listen to your needs. That's our pledge of quality service.
We are your voice. As your neighborhood independent agency, we shop and compare rates among many of the nation's leading carriers to build policies that fit your special needs and budget. Whether you are looking for home, life, commercial or auto insurance, you can count on us to put you first.
We are your voice. As your neighborhood independent agency, we shop and compare rates among many of the nation's leading carriers to build policies that fit your special needs and budget. Whether you are looking for home, life, commercial or auto insurance, you can count on us to put you first.
Services
Automobile
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Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An car insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages.
Business & Commercial
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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Homeowners
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Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it. If a guest in your home is injured, liability protection and medical coverage help pay expenses.
Frequently Asked Questions
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I have an older car whose current market value is very low - do I really need to purchase automobile insurance?. What is the difference between collision physical damage coverage and comprehensive physical damage coverage?. If I have an accident which I think is covered under my homeowners policy, what should I do?.
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