Business Details
28 Years
experience
Your Trusted Mortgage Partner in Kennewick
Desert Canyon Mortgage has been a trusted partner in homeownership since 1998, dedicated to helping clients achieve their real estate goals through personalized mortgage solutions. As a family-owned and veteran-operated business, we prioritize transparency, simplicity, and community engagement. Our team combines decades of industry experience with a client-centered approach, offering competitive pricing and quick service tailored to individual needs.We specialize in guiding first-time buyers, investors, and families through the mortgage process while maintaining a commitment to ethical practices and local partnerships. Our inclusive workplace culture fosters work-life balance, ensuring our team remains focused on delivering premier service. By demystifying mortgage financing and emphasizing education, we empower clients to make informed decisions that align with their financial objectives.
Services
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Refinance
Reverse Mortgage Loans
Non-Traditional Loans
Details
- Year established: 1998
Highlights and features
- Family-owned and locally operated for over 20 years
- Transparent pricing model with no hidden fees
- Experienced team with decades of combined mortgage expertise
- Personalized mortgage solutions for diverse client needs
- Commitment to community partnerships and local growth
What people say
Best group I have worked with
Exceptional service
Quick to answer questions
Positive experience
Best I've ever worked with
Services
Conventional Loans
Conventional loans provide traditional mortgage financing without government guarantees. These loans suit borrowers seeking flexible terms and competitive rates with private-sector lenders. Our team helps clients navigate qualification requirements and select optimal repayment structures for long-term financial stability.
VA Loans
VA loans offer zero-down payment options for eligible veterans and service members. We specialize in streamlining this federally guaranteed program while providing expert guidance on eligibility requirements and documentation to ensure a smooth homebuying experience.
FHA Loans
FHA loans help first-time buyers and those with limited credit histories access affordable homeownership. Our specialists explain FHA requirements, assist with down payment options, and ensure compliance with federal regulations throughout the loan process.
USDA Loans
USDA loans enable zero-down home purchases in designated rural areas. We help clients verify eligibility, navigate property requirements, and complete applications efficiently while explaining program benefits and limitations.
Refinance
Refinancing options help homeowners reduce payments, shorten loan terms, or access equity. Our experts analyze current mortgages, compare market rates, and implement customized strategies to achieve clients' financial objectives through cash-out or rate-and-term refinancing.
People
Brittney Pogue
Second-Generation Owner & Loan Officer
Tri-Cities native with extensive mortgage expertise, specializing in personalized loan solutions. Prioritizes client education and transparent communication to simplify the homebuying process while maintaining family business values.
Max Pogue
Loan Officer
Focuses on demystifying mortgages through clear explanations and cost-saving strategies. Combines technical knowledge with client advocacy to deliver tailored financing solutions that align with individual financial goals.
Silvia M. Pedraza
Loan Officer
Experienced mortgage professional with decades of industry knowledge. Specializes in explaining complex loan structures while maintaining a commitment to exceptional customer service and community-focused lending practices.
Taylor Dietrich
Loan Processor
Streamlines mortgage transactions through efficient processing and client communication. Leverages industry expertise to ensure smooth loan approvals while maintaining Desert Canyon's standards of personalized service and professionalism.
Michelle Cooper
Loan Processor
Former realtor turned mortgage processor with comprehensive industry knowledge. Coordinates loan documentation and closing logistics while prioritizing transparency and client satisfaction throughout the transaction process.
Questions
What mortgage loan types do you offer?
We provide conventional, VA, FHA, USDA, reverse mortgage, and refinance options tailored to meet diverse homeownership needs and financial situations.
How do I start the pre-approval process?
Begin by submitting our online form or contacting our team to discuss your financial goals and provide necessary documentation for initial assessment.
What are the benefits of refinancing?
Refinancing can lower monthly payments, reduce loan terms, or provide cash access through equity while improving overall financial efficiency.
How long does the mortgage process take?
Most transactions close within 30-45 days depending on loan complexity, documentation completeness, and market conditions.
How does your pricing model work?
We offer transparent pricing with no hidden fees, clearly explaining all costs associated with your specific loan product and transaction.
Do you offer emergency mortgage services?
While we don't provide emergency services, our team prioritizes timely communication and efficient processing for urgent real estate transactions.
Videos
Reviews (3)
Linda Nelson Rhine
Oct 29, 2020
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This company is truly driven to serve their clients. I had a unique situation.and had been trying to refinance and deal with title issues for over three years.with road blocks popping up every which way. I contacted desert canyon and they went above and beyond. It took countless hours,days Due to red tape. But the lady's at desert canyon didn't let any of that stop them.they got me refinanced.and they were just as excited as I was when we finally closed,because they really do care about you as an individual.i highly recommend this company. They have made my life easier with all their hard work
Shawn Hamill
Oct 18, 2020
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I used Desert Canyon and I am a first time home owner and Britney and Michelle were Amazing throughout the whole process from beginning to end. I would highly recommend this company for your home loans they have the best customer service ever.
Eyvon Skeen Allen
Oct 09, 2020
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We had a good experience with Desert Canyon. We had shopped around checking different mortgage companies and chose Desert Canyon because they had the best rates and we saved money on closing costs. They answered all our questions and were very helpful.