Business Details
Your Trusted Partner for Medicare and Life Insurance Solutions
At Wiley Insurance, we specialize in simplifying the complexities of Medicare and protecting your financial legacy. With over 50 combined years of experience in the Medicare Health Plan industry, our team provides expert guidance to help clients navigate Medicare transitions seamlessly. We offer comprehensive life insurance and annuity products designed to safeguard and grow the assets you've worked hard to build. Our commitment to personalized service ensures clients receive tailored solutions that align with their unique needs.By representing 19 organizations offering 97 products, we provide access to a diverse range of coverage options while maintaining transparency about our limitations. Our Ohio-based team serves Conneaut, Ashtabula, Cortland, and Jefferson communities, prioritizing clear communication and client education throughout the insurance process.
Services
Medicare Advantage Plans
Life Insurance
Medicare Supplements
Annuities
Part D Prescription Plans
Highlights and features
- We offer 50+ years of combined Medicare insurance expertise
- Our team provides no-cost, personalized insurance consultations
- We represent 19 insurance organizations offering 97 products
- We maintain transparency about our product limitations
- Our agents respond within 48 business hours
Services
Medicare Advantage Plans
Medicare Advantage Plans serve as comprehensive alternatives to Original Medicare, combining Part A and B coverage with additional benefits. These private insurance plans include prescription drug coverage, dental, vision, and wellness programs while maintaining Medicare's core protections. Our team helps clients evaluate network options, premium costs, and out-of-pocket maximums up to $7,550 to find suitable coverage.
Medicare Supplements
Medicare Supplement Insurance works alongside Original Medicare to cover coinsurance, copays, and deductibles. These standardized plans from private insurers help reduce unexpected medical costs while maintaining flexibility in healthcare provider choices. We assist clients in selecting appropriate coverage levels based on their health status and financial considerations.
Part D Prescription Plans
Stand Alone Prescription Drug Plans provide Medicare Part D coverage through private insurers. These plans feature tiered formularies with varying costs for generic, brand-name, and specialty medications. We help clients analyze deductible ranges up to $505 and catastrophic coverage thresholds at $7,500 in annual out-of-pocket expenses.
Life Insurance
Life insurance products protect clients' financial legacies through death benefit policies. We offer term and permanent coverage options that help maintain family financial stability and estate planning objectives. Our solutions focus on safeguarding accumulated assets while supporting long-term wealth transfer strategies.
Annuities
Annuity products provide structured financial growth and income solutions. We offer various annuity types that help clients build retirement income streams while protecting principal investments. Our approach focuses on aligning annuity features with individual risk tolerance and long-term financial goals.
People
Ann Wiley
Experienced insurance professional with extensive Medicare industry knowledge, providing personalized coverage solutions to Ohio residents.
Zachary Freeman
Dedicated insurance specialist helping clients navigate Medicare options and protect financial assets through tailored solutions.
Jill Freeman
Insurance expert focused on delivering comprehensive Medicare guidance and life insurance protection strategies to local communities.
Toni Tulajew
Committed insurance professional assisting clients with Medicare transitions and financial protection planning in Northeast Ohio.
Questions
What Medicare enrollment periods should I know about?
Initial enrollment occurs 3 months before/after turning 65. Annual enrollment runs January-March for July 1 effective dates. Special periods apply for disability or employer coverage changes.
How do Medigap policies differ from Medicare Advantage?
Medigap supplements Original Medicare by covering copays and deductibles. Medicare Advantage replaces Original Medicare with bundled coverage and additional benefits through private insurers.
What does Part D prescription coverage include?
Part D plans cover 5 medication tiers with deductibles up to $505. The 'donut hole' applies after $4,660 in annual drug costs, with catastrophic coverage at $7,500 out-of-pocket.
Can I get help choosing between insurance options?
Yes, we offer no-cost consultations to explain plan differences, network considerations, and prescription formularies to help you make informed coverage decisions.
What areas do you serve?
We serve Northeast Ohio residents in Conneaut, Ashtabula, Cortland, and Jefferson with in-person and remote insurance consultation options.
