Garcia & Gonzales, P.C
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Garcia & Gonzales, P.C
When a financial burden becomes too heavy to bear, having attorneys in your corner who are experienced in many kinds of law and compassionate with all kinds of people can make a big difference. The opportunity to seek a better future is in your hands. Ever since graduating from law school at the University of Denver, Richard put his passion and skills into his community, working with a range of clients on a range of legal issues.

He focuses on bankruptcy, serving you in this time of financial stress. Carla's parents were the first in their families to graduate from college. Carla grew from her humble beginnings, keeping the lessons she learned with her every day as she practices law. Fluent in Spanish, Carla represents all clients with compassion.
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Attorneys
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Richard Gonzales has dedicated his career to protecting the rights of individuals and families in Colorado. While working at law firms both small and large, Attorney Gonzales took on a variety of legal issues, from real estate litigation to personal injury cases. His background in many areas of law motivates him to provide you and your family with the tools you need to succeed.
Bankruptcy
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Filing for bankruptcy can be an effective way to get from under significant debt and obtain a financial fresh start. However, the details of your situation will play a role in determining whether filing for Chapter 7, Chapter 13 or some other type of bankruptcy may be preferable for you - or whether other debt relief options may be more beneficial.
Chapter 7
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Chapter 7 bankruptcy can be a powerful way to eliminate debt and give people a financial fresh start. Chapter 7 bankruptcy is commonly referred to as liquidation bankruptcy. However, in many instances, as long as your assets are within equity limits it is possible to file a Chapter 7 and keep your property.
Chapter 13
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Chapter 13 bankruptcy is an effective debt relief solution for people who want to keep some of their secured assets, like their homes, while eliminating their unsecured debt. Also referred to as reorganization bankruptcy, Chapter 13 bankruptcy will generally require people to develop detailed plans for repaying their creditors (rather than liquidating assets to repay creditors, as in Chapter 7 Bankruptcy).
Foreclosures
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When people fall behind on their mortgage payments and banks threaten foreclosures, filing for bankruptcy can help stop the foreclosure process and, in some cases, help people deal with their debt so they are able to keep their homes.

If you are facing threats of foreclosure and you are struggling with serious debt, the Denver metro area bankruptcy attorneys at Garcia & Gonzales, P.C. are ready to help you figure out your options for stopping the foreclosure process and, when possible, saving your home.We are skilled at devising innovative solutions to our clients' debt relief needs so they can get out from under serious debt and focus on a better financial future.
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