We know that your insurance dollars can be spent in many ways. We want to EARN your business by regularly reviewing your coverage, and helping you receive the best value for your insurance dollar. We found some excellent advice here, at the National Insurance For Insurance Commissioners. We've edited it just a bit.
Whether you're looking for your first agent or thinking about switching agents or companies, it's a good idea to have several to choose from. Have conversations with prospective agents. Explain your situation and ask for a quote. Simply asking does not mean you have to work with them. This is a chance for you to get a feel for how they work and if you're comfortable with them.
Whether you're looking for your first agent or thinking about switching agents or companies, it's a good idea to have several to choose from. Have conversations with prospective agents. Explain your situation and ask for a quote. Simply asking does not mean you have to work with them. This is a chance for you to get a feel for how they work and if you're comfortable with them.
Services
Auto Insurance
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Covers your liability for injuries you cause to other people and property damage for which you are at fault. This coverage usually is expressed in a "split number" such as 100/300/100. The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
Home Insurance
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The single biggest investment you may make in life is your home. Are you sure you've protected your investment? Let us review your homeowner's policy with you and make sure there are no gaps in coverage. You may want to review this coverage with us, to make sure you are adequately protected in this area.
Life Insurance
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Universal Life allows you the flexibility to make changes as your life circumstances change, without having to change your life insurance policy. Lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future. Ask us about a personal Life Insurance Review.
Renters Insurance
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If there is a fire or other catastrophe, who will replace your clothing, furniture, stereo, TV, computer, jewelry? Your Renters Insurance policy can help replace your personal belongings in the event of a covered loss. Common losses are due to not only fire and theft, but also accidental and sudden discharge of a sprinkler system.
Umbrella Insurance
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Don't let a judge and jury decide whether or not you are in debt the rest of your life for an accident. If you have assets to protect, you may need an Umbrella Liability Policy! An Umbrella Policy is inexpensive compared to the cost of a lawsuit. It can provide coverage for up to one, two or even five million dollars OVER and ABOVE the liability limits of your basic homeowners and auto policies.
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