Business Details
50+ Years
experience
Affordable Student Loans and Refinancing Solutions in Texas
StudentLoans.com is a Texas-based non-profit organization dedicated to making higher education accessible and affordable for families across the state. With over 40 years of experience, we specialize in providing low-interest student loans, parent loans, and refinancing options designed to meet the diverse financial needs of students and their families. Our mission-driven approach ensures transparent pricing, no application or origination fees, and flexible repayment terms tailored to individual budgets. We pride ourselves on offering competitive rates backed by a commitment to customer service, having served over 2 million borrowers and facilitated $30 billion in loans.Our team of experts works closely with applicants to guide them through the process, ensuring clarity and confidence at every step. As a trusted resource, we empower borrowers with tools like online calculators and personalized support to make informed financial decisions. Our dedication to education extends beyond lending through scholarship programs that further reduce the burden of college costs. By combining financial expertise with a deep understanding of educational needs, we strive to be the preferred partner for Texas families navigating the complexities of student financing.
Services
Student Loans
Parent Loans
Loan Refinancing
Undergraduate Loans
Graduate Loans
MBA Loans
Law Loans
Medical Loans
Dental Loans
Doctoral Loans
Details
- Year established: 1975
Highlights and features
- We offer over 40 years of experience in education financing.
- Our non-profit status enables competitive, low-interest rates.
- No application, origination, or prepayment fees.
- Flexible repayment terms up to 20 years.
- Dedicated customer service with personalized support.
What people say
Easy to apply
Quick turnaround
Great service
Competitive rates
Helpful staff
Services
Student Loans
Brazos provides private student loans for undergraduate, graduate, and professional degree programs. Loans cover up to 100% of school-certified expenses, including tuition, housing, and books. Flexible repayment options allow students to defer payments until after graduation, with terms up to 20 years. Competitive fixed and variable rates ensure affordability for Texas residents and out-of-state students attending local institutions.
Parent Loans
Parent loans help families cover college costs with no origination fees and low interest rates. Funds cover tuition, living expenses, and other school-certified costs. Repayment begins 30 days after disbursement, with terms up to 20 years. Texas residents receive priority, but non-Texas families qualify if their child attends a Texas college.
Loan Refinancing
Refinance existing student loans to lower interest rates and simplify payments. Brazos offers fixed and variable-rate options with no application fees. Borrowers can shorten loan terms to pay off debt faster or extend terms for lower monthly payments. Refinancing is available for both federal and private loans.
Scholarship Programs
Brazos administers scholarship programs like the Murray Watson, Jr. Scholarship to reduce college costs. Awards are based on academic merit, financial need, and commitment to education. Scholarships provide direct financial support without repayment obligations, prioritizing Texas residents pursuing higher education.
Online Tools
Interactive tools help borrowers estimate loan costs, compare rates, and plan repayment strategies. Features include interest rate estimators, payment calculators, and eligibility checkers. These resources empower informed decision-making by providing transparent insights into loan terms and financial commitments.
Questions
What types of student loans does Brazos offer?
Brazos offers undergraduate, graduate, MBA, law, medical, dental, health professions, veterinary, and doctoral loans with competitive rates and flexible terms.
Are there fees associated with Brazos loans?
No application, origination, or prepayment fees apply to any Brazos loan products.
Can non-Texas residents apply for loans?
Yes, non-Texas residents attending Texas colleges qualify for loans, and parent loans are available nationwide.
What repayment options are available?
Options include deferred payments during school, interest-only payments, and immediate repayment with terms up to 20 years.
How does refinancing work with Brazos?
Refinance existing student loans at lower rates with no fees, combining debts into one manageable monthly payment.
Is a cosigner required for loan approval?
A cosigner is optional but may improve approval chances and interest rates for borrowers with limited credit history.
