Business Details
14 Years
experience
Your Trusted Financial Planning Partner in Harrisonburg
Larson Wealth Management is a client-centric financial advisory firm dedicated to providing personalized financial planning and investment management services. With a focus on transparency and clarity, we help clients navigate complex financial decisions related to retirement, estate planning, tax strategies, and wealth management. Our team of certified financial planners brings decades of combined experience in crafting tailored solutions that align with individual goals and values. We prioritize long-term relationships built on trust, offering ongoing support to ensure clients maintain confidence in their financial futures. Our fee-based model emphasizes affordability and value, with services ranging from one-time financial plans to comprehensive asset management.We serve clients across multiple states, leveraging technology to provide accessible, personalized guidance through in-person meetings, web conferences, and phone consultations. Our commitment to continuous education ensures our strategies remain aligned with evolving market conditions and regulatory standards. By focusing on holistic financial wellness, we empower clients to make informed decisions that optimize their financial security. Our track record demonstrates consistent success in helping clients achieve their retirement objectives while maintaining prudent risk management practices. This approach has earned us recognition as a trusted partner in financial planning for individuals and families seeking long-term stability.
Services
Financial Planning
Retirement Planning
Estate Planning
Tax Planning
Investment Management
Fee Analysis
Life Insurance
College Savings
Details
- Year established: 2012
Highlights and features
- We offer CFP professionals with over 20 years of combined experience in financial planning
- Our fee-based model provides transparent pricing with no hidden costs
- We implement customized investment strategies aligned with individual risk tolerances
- Our client portal offers 24/7 access to financial plans and account information
- We maintain rigorous continuing education to stay current with tax code changes
Associations and certifications
- LPL Financial
- CERTIFIED FINANCIAL PLANNER Board of Standards
- FINRA
- SIPC
What people say
Trusted advisors
Clear plans
Transparent fees
Expert guidance
Long-term benefits
Services
Financial Planning
Our financial planning service creates customized roadmaps for clients' financial futures. We analyze current assets, liabilities, income streams, and long-term goals to develop comprehensive strategies that address retirement readiness, tax optimization, and risk management. The process includes detailed cash flow analysis, investment strategy development, and ongoing plan adjustments to maintain alignment with evolving life circumstances. Clients receive written documentation of recommendations and implementation timelines.
Retirement Planning
Specialized retirement planning focuses on optimizing Social Security benefits, pension distributions, and withdrawal strategies from retirement accounts. We help clients determine optimal retirement dates, develop sustainable income plans, and implement tax-efficient distribution strategies. The service includes Monte Carlo simulations to assess portfolio longevity and stress-test retirement scenarios against market volatility and longevity risks.
Investment Management
Our investment management service offers diversified portfolio construction using evidence-based strategies. We implement asset allocation plans tailored to individual risk profiles and financial goals, with ongoing monitoring and rebalancing. The service includes tax-loss harvesting opportunities, performance reporting, and regular strategy reviews to ensure alignment with changing market conditions and client objectives.
Tax Planning
Comprehensive tax planning identifies opportunities to minimize lifetime tax liabilities through strategic Roth conversions, tax bracket management, and charitable giving strategies. We coordinate with clients' CPAs to implement tax-efficient investment strategies and develop multi-year tax planning roadmaps that integrate with overall financial objectives.
Estate Planning
Estate planning services focus on creating efficient wealth transfer strategies that minimize estate taxes and ensure smooth asset distribution. We collaborate with legal professionals to develop wills, trusts, and beneficiary designations that align with clients' wishes while implementing gifting strategies to reduce taxable estate values.
People
David T. Larson
Senior Wealth Advisor
CFP professional with 20+ years experience in financial services. Former John Hancock advisor who established independent practice in 2012. Specializes in retirement income strategies and investment planning for high-net-worth clients.
Tyler L. Conley
Senior Wealth Advisor
Certified Financial Planner with expertise in business owner financial strategies. Focuses on debt management, college savings planning, and investment education for young professionals. Active in local community organizations.
Seth Showalter
Wealth Planner
Wealth planning specialist with organizational leadership background. Concentrates on values-based financial planning and client education. Brings perspective from nonprofit sector experience to wealth management strategies.
Noah Yoder
Wealth Manager Assistant
Client service professional with nonprofit sector background. Focuses on community engagement and client relationship management. Coordinates financial planning implementation processes and client communication.
Susan Holsinger
Client Services Associate
35-year healthcare financial leadership veteran. Manages client service operations and coordinates financial planning logistics. Provides expertise in cash flow management and financial administration.
Questions
What services does Larson Wealth Management offer?
We provide comprehensive financial planning, retirement strategy development, investment management, tax optimization, and estate planning services tailored to individual client needs.
How are your financial advisors compensated?
We use transparent fee structures including flat fees for financial plans, asset-based fees for investment management, and subscription pricing for ongoing planning services.
Can I work with you if I live outside Virginia?
Yes, we serve clients in 13 states including AZ, FL, NY, and CA through virtual meetings and secure online financial planning tools.
What experience do your advisors have?
Our team includes CERTIFIED FINANCIAL PLANNERS with 15-20 years of industry experience and specialized expertise in corporate retirement transitions and complex financial situations.
How do you ensure financial plans stay current?
We schedule regular review meetings and provide secure online access to financial plans, with updates implemented as life circumstances or market conditions change.
