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Business Details
10 Years
experience
Your Trusted Partner for Real Estate Lending Solutions
Vintage Capital is a professional real estate lending and investment company that combines traditional values with innovative approaches to create unique opportunities for borrowers and investors. With over 30 years of combined experience in residential and commercial real estate lending, our team of seasoned professionals prioritizes individualized, fair, and flexible funding solutions tailored to each client's needs. We emphasize transparency through annual audits, a reputable third-party fund administrator, and a responsive approach to building long-term relationships.

Our focus on rapid, efficient financing supports acquisition, development, repositioning, and value-add projects across the Western United States. By blending proven expertise with forward-thinking strategies, we empower real estate entrepreneurs, developers, and private individuals to achieve their goals while maintaining a commitment to trust, fairness, and dependability.
Services
Acquisition Loans Development Financing Investment Partnerships Repositioning Capital Distressed Asset Funding
Details
  • Year established: 2016
Highlights and features
  • We offer 30+ years of combined experience in real estate lending.
  • Our transparent structure includes annual audits and third-party oversight.
  • We provide low introductory rates and cost-effective extensions.
  • Our rapid funding process ensures capital availability within 1-4 weeks.
  • We specialize in flexible loan terms for acquisition and development projects.
Services
Acquisition Loans
Vintage Capital provides acquisition loans for real estate investors seeking to purchase residential or commercial properties. These loans support strategic purchases with flexible terms and rapid funding. Borrowers benefit from competitive rates and tailored solutions for both short-term and long-term investment goals.
Development Financing
Development financing supports builders and developers in transforming raw land or existing structures into valuable assets. The program offers high loan-to-cost ratios up to 90% and terms ranging from 3 to 36 months. This service enables clients to execute complex projects with reliable capital access.
Investment Partnerships
Investment partnerships connect accredited investors with real estate opportunities through a transparent structure. The program emphasizes risk management and returns through diversified portfolios. Partners gain access to exclusive deals vetted by experienced industry professionals.
People
Brad Cook
Co-Founder
Brad Cook co-founded Vintage Capital with extensive experience in residential and commercial real estate lending. He focuses on building long-term relationships with borrowers and investors.
Joshua Hunter
Co-Founder
Joshua Hunter co-founded Vintage Capital after a successful career in real estate lending. He specializes in creating innovative capital solutions for complex projects across residential and commercial sectors.
Questions
What types of real estate loans do you offer?
We offer acquisition, development, repositioning, and distressed asset loans with flexible terms and rapid funding.
What loan amounts are available?
Loan amounts range from $500,000 to $10,000,000 depending on project scope and borrower qualifications.
How quickly can funding be arranged?
Funding typically occurs within 1-4 weeks after approval, with expedited options available for urgent needs.
Do you lend outside the Western United States?
Our primary focus is the Western United States, though we consider strategic opportunities in other regions.
What sets Vintage Capital apart from other lenders?
We combine traditional values with innovative approaches, offering transparent structures, competitive rates, and personalized service.