Mission San Jose Mortgage

At Mission San Jose Mortgage, we have the experience, financial strength, and personalized service you can count on. As a client of Mission San Jose Mortgage, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products since we work with more than 65 lenders.

Due to low supply and high demand, today is one of the strongest sellers' markets we've seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it's a good time to sell. The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice.

If you're a renter with a desire to become a homeowner, or a homeowner who's decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. Using the average of the three projections (6.27%), a home that sells for $350,000 today would be valued at $371,945 by the end of next year.

There's a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle.

A lot has changed over the past year. For many people, the rise in remote work influenced what they're looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. Other people thought working from home would be temporary, so they chose to get creative and make the space they already had work for them.