Preparation can get you ready for the selling process, but finding a buyer requires a well executed marketing effort. There are a number of components to a well-conceived marketing plan. Understanding each - and what it can contribute to your sales effort - is important to achieving the best possible results.
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Why Use a REALTOR
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Qualifying the Buyer - REALTORS(R) qualify prospective buyers to determine in advance their financial ability to purchase. Pre-Qualification also helps a buyer understand what they can afford and what they can realistically look at buying. This saves both buyers and sellers a lot of time and aggravation and ensures that the process is as smooth as possible.
Mortgage Q & A
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Generally, the amount of your down payment and income/debts control the price range of homes you can look for, and hence, the size of loan you will need. A lender will analyze your income to determine your ability to repay the loan. A general rule of thumb to calculate how much loan payment you can handle is to figure 25-33 percent of your gross, pre-tax monthly income.
Buying & Selling
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Your home purchase is not only an investment in your future, it's a powerful tax benefit as well. You can deduct both the interest in home mortgage payments as well as property taxes. Home ownership frees you from the whims and dictates of a landlord. There will be no unexpected rent hikes. You will be able to decorate as you like, have a dog or cat, and make improvements on your property.
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